Okaloosa County property record for 2828 Penney Ln, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,641 sqft · built 1990 |
| Lot Size | 0.374 acres (16,329 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,500 (Nov 2016) |
| Tax Bill | $1,143 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-0807-3 |
| Primary APN | C56-000-597-0807-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,641 sqft Heated Area |
| Gross Area | 2,695 sqft |
| 1st Floor Area | 1,449 sqft |
| Upper Floors Area | 192 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 16,329 sqft (0.374 acres) |
| Garage Type | Finished |
| Garage Area | 490 sqft |
| Porch | Open Porch |
| Porch Area | 344 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2828 PENNEY LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBRIDGE PH II LOT 51 |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 28 |
| Legal Subdivision | STONEBRIDGE PH II |
| Legal Phase | 2 |
| Legal Lot Number | 51 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 20702 |
2828 Penney Ln is owned and occupied by two individuals who bought it in November 2016.
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2828 PENNEY LN, CRESTVIEW, FL 32539-6322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2016 · Amount on File |
| Deed Sale | Nov 8, 2016 · Amount on File |
| Prior Sale | Jul 15, 2013 · Amount on File |
| Deed Document Number | 3100800 |
| Deed Book / Page | 3275 / 0303 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2828 Penney Ln was $1,143 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,143.00 Homeowner's exemption | $143,328 | $202,980 Land $49,199 Building $153,781 |
| 2023 | $1,066.00 (+3%) Homeowner's exemption | $135,232 (+3%) | $211,662 (+10.71%) Land $41,800 Building $169,862 |
| 2022 | $1,035.00 Homeowner's exemption | $131,293 | $191,187 Land $31,591 Building $159,596 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2828 Penney Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2828 Penney Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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