2822 Penney Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 2822 Penney Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,853 sqft · built 1990
Lot Size	0.398 acres (17,357 sqft)
Owner	Individual Name on Record
Last Sale	$133,100 (Aug 2018)
Tax Bill	$1,199 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Jun 2018 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-0804-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-0804-0`
Alternative APN	`28-3N-23-237B-0000-0480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,853 sqft Heated Area
Gross Area	2,419 sqft
1st Floor Area	1,553 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,357 sqft (0.398 acres)
Garage Type	Finished
Garage Area	418 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	12 sqft
Patio Area	136 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2822 PENNEY LN
City	CRESTVIEW
State	FL
Zip	32539-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBRIDGE PH II LOT 48
Legal Range	23
Legal Township	03N
Legal Section	28
Legal Subdivision	STONEBRIDGE PH II
Legal Phase	2
Legal Lot Number	48
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2038
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2822 PENNEY LN, CRESTVIEW, FL 32539-6322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2018	Grant Deed, Transfer BANCORPSOUTH
Jun 13, 2018	Grant Deed, Foreclosure SERVICELINK
Apr 11, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2018 · Amount on Record
Deed Sale	Aug 28, 2018 · Amount on Record
Prior Sale	Jun 13, 2018
Deed Document Number	3228864
Deed Book / Page	3365 / 0657
Record Updated	Jun 8, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 28, 2018
Property Address	2822 PENNEY LN, CRESTVIEW, FL 32539-6322
Document Number	0033650657
Book / Page	003365 / 000657
Instrument Date	Aug 21, 2018
Instrument	3228864
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$931.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 BRACKIN ST CRESTVIEW FL 325392203, CRESTVIEW, FL 32539-2203

Mortgage

Document Number	33650659
Date	Aug 28, 2018
Book Page	003365/000659
Instrument	3228865

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

June 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 13, 2018
Property Address	2822 PENNEY LN, CRESTVIEW, FL 32539-6322
Document Number	0033542478
Book / Page	003354 / 002478
Instrument Date	May 24, 2018
Instrument	3213224
Transaction Type	Foreclosure
Record Updated	Jul 4, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 11, 2018
Property Address	2822 PENNEY LN, CRESTVIEW, FL 32539-6322
Document Number	0033451502
Book / Page	003345 / 001502
Instrument Date	Mar 28, 2018
Instrument	3199974
Transaction Type	Foreclosure
Record Updated	Apr 20, 2018

Transaction

Amount	Amount Recorded
Tax	$810.60
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3637 SENTARA WAY #303 VIRGINIA BEACH VA 234524262, 303, VIRGINIA BEACH, VA 23452-4262

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,199.00 (+7.15%) Homeowner's exemption	$149,216 (+5.99%)	$206,840 (-4.12%) Land $49,199 Building $157,641
2023	$1,119.00 (+2.85%) Homeowner's exemption	$140,787 (+3%)	$215,739 (+10.5%) Land $41,800 Building $173,939
2022	$1,088.00 Homeowner's exemption	$136,686	$195,237 Land $31,591 Building $163,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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