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2828 Old Mill Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 2828 Old Mill Way, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,812 sqft · built 1989
Lot Size0.257 acres (11,203 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Nov 2005)
Tax Bill$977 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-0793-5

Property Details

APN / Parcel Number

Primary APNC56-000-597-0793-5
Alternative APNs
  • 28-3N-23-237A-0000-0840
  • 23N328237A00000840

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,812 sqft Living Area
Gross Area2,212 sqft
1st Floor Area1,596 sqft
Upper Floors Area216 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,203 sqft (0.257 acres)
Garage TypeAttached
Garage Area380 sqft
PorchFinished/Open Porch
Porch Area20 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2828 OLD MILL WAY
CityCRESTVIEW
StateFL
Zip32539-6315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBRIDGE PH I LOT 84
Legal Range23W
Legal Township03N
Legal Section28
Legal SubdivisionSTONEBRIDGE PH I
Legal Phase1
Legal Lot Number84
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2038
Census Tract20702

Owner

2828 Old Mill Way is owned and occupied by two individuals who acquired it in August 2014.

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2828 OLD MILL WAY, CRESTVIEW, FL 32539-6315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 5, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2005 · Amount on File
Deed SaleNov 23, 2005 · Amount on File
Prior SaleNov 27, 2001 · Amount on File
Deed Document Number20052281852
Deed Book / Page2668 / 3175
Last Transfer DateAug 15, 2014
Transfer Doc0031610078
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address2828 OLD MILL WAY, CRESTVIEW, FL 32539-6315
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2828 OLD MILL WAY, CRESTVIEW, FL 32539-6315

Mortgage

Document Number0035324636
DateMar 18, 2021
Book Page3532/4636
Instrument3438762
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term351 Months
DueJun 1, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address2828 OLD MILL WAY, CRESTVIEW, FL 32539-6315
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034664832
DateJun 5, 2020
Book Page3466/4832
Instrument3363433
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2828 Old Mill Way was $977 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$977.00 Homeowner's exemption$125,894$193,746 Land $44,726 Building $149,020
2023$907.00 (+3.07%) Homeowner's exemption$118,783 (+3%)$197,649 (+10.53%) Land $38,000 Building $159,649
2022$880.00 Homeowner's exemption$115,323$178,827 Land $28,719 Building $150,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2828 Old Mill Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2828 Old Mill Way is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY MID SYSTEM (CRESTVIEW)
serves 7,593 people · EPA ID FL1464044
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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