2820 Old Mill Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 2820 Old Mill Way, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,696 sqft · built 1989
Lot Size0.275 acres (12,000 sqft)
Owner2 Individual Names on Record
Tax Bill$867 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-0789-3

Property Details

APN / Parcel Number

Primary APNC56-000-597-0789-3
Alternative APN
  • 28-3N-23-237A-0000-0800

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,696 sqft Heated Area
Gross Area2,116 sqft
1st Floor Area1,408 sqft
Upper Floors Area288 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area12,000 sqft (0.275 acres)
Garage TypeFinished
Garage Area380 sqft
PorchOpen Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2820 OLD MILL WAY
CityCRESTVIEW
StateFL
Zip32539-6315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBRIDGE PH I LOT 80
Legal Range23
Legal Township03N
Legal Section28
Legal SubdivisionSTONEBRIDGE PH I
Legal Phase1
Legal Lot Number80
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2038
Census Tract20702

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address2820 OLD MILL WAY, CRESTVIEW, FL 32539-6315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 1999
Deed SaleJan 15, 1999
Deed Document Number0021951307
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address2820 OLD MILL WAY, CRESTVIEW, FL 32539-6315
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2820 OLD MILL WAY, CRESTVIEW, FL 32539-6315

Mortgage

Document Number0035143884
DateDec 29, 2020
Book Page3514/3884
Instrument3417726
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$867.00 (+8.1%) Homeowner's exemption$114,292 (+5.99%)$185,536 (-3.87%) Land $44,726 Building $140,810
2023$802.00 (+3.22%) Homeowner's exemption$107,836 (+3%)$193,008 (+10.69%) Land $38,000 Building $155,008
2022$777.00 Homeowner's exemption$104,695$174,373 Land $28,719 Building $145,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY MID SYSTEM (CRESTVIEW)
serves 7,593 people · EPA ID FL1464044
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Old Mill Way

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