2828 Old Kawkawlin Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 2828 Old Kawkawlin Rd, Kawkawlin, MI 48631

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,057 sqft · built 1976
Lot Size1.63 acres (71,003 sqft)
Owner2 Individual Names on Record
Last Sale$115,900 (Jan 2010)
Tax Bill$3,183 (2026)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN080-036-300-110-01

Property Details

APN / Parcel Number

Primary APN080-036-300-110-01

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,057 sqft Living Area
1st Floor Area2,057 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area71,003 sqft (1.63 acres)
Lot Dimensions330 ft deep x 177 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2828 OLD KAWKAWLIN RD
CityKAWKAWLIN
StateMI
Zip48631-9105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM @ W 1/4 POST SEC 36, TH ALG E-W 1/4 LN E 1697.14 FT TO C/L OLD KAWKAWLIN RD TH S21D29'50"E 708.52 FT, TH S03D25'51"W
JurisdictionBAY MI
Township / Civil DivisionKAWKAWLIN
Census Block Group3
Census Block3046
Census Tract286102

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2828 OLD KAWKAWLIN RD, KAWKAWLIN, MI 48631-9105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2010 · Amount on Record
Deed SaleJan 5, 2010 · Amount on Record
Deed Book / Page2717 / 604
Last Transfer DateFeb 5, 2024
Transfer Doc0000005871
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address2828 OLD KAWKAWLIN RD, KAWKAWLIN, MI 48631-9105
Document Number0000011931
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedNov 1, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2828 OLD KAWKAWLIN RD KAWKAWLIN MI 486319105, KAWKAWLIN, MI 48631-9105

Mortgage

Document Number0000011931
DateAug 28, 2019
Instrument11931
Lender
NameCHEMICAL BK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionKawkawlin Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,183.00 (+13.64%) Homeowner's exemption$148,500 (+33.9%)$297,000 (+33.9%)
2023$110,900$221,800
2022$2,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Nearby Flood Policies33 in force
Nearby Flood Claims4 (2017–2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2018 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGOR-MONITOR METRO DISTRICT
serves 2,971 people · EPA ID MI0000400
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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