2590 Old Kawkawlin Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 2590 Old Kawkawlin Rd, Kawkawlin, MI 48631

Property Summary

Property TypeCommercial
Details8,652 sqft
Lot Size4.18 acres (182,081 sqft)
OwnerCompany Name on Record
Tax Bill$7,856 (2026)
Deeds & MortgagesNov 2020 Construction Loan
May 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN080-036-100-070-00

Property Details

APN / Parcel Number

Primary APN080-036-100-070-00

Interior

Building Area8,652 sqft Total Area

Exterior

Lot Area182,081 sqft (4.18 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2590 OLD KAWKAWLIN RD
CityKAWKAWLIN
StateMI
Zip48631-9150
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionCOM 706.60 FT S OF NW COR OF SEC TH S 17D 08M E 500 FT ALG ELY ROW LI HWY M-13 TO POB TH N 72D 52M E 300 FT TH N 17D 08M W
JurisdictionBAY MI
Township / Civil DivisionKAWKAWLIN
Census Block Group3
Census Block3040
Census Tract286102

Owner

Source: Bay County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2590 OLD KAWKAWLIN RD, KAWKAWLIN, MI 48631-9150
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Deed of Trust, Construction Loan · Construction Mortgage
FIRST ST BK
May 31, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Mar 5, 2018Loan Modification, Mortgage · Line of Credit
PNC BK/OH

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 5, 2022
Transfer Doc0000000244
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionBAY MI
Recording DateNov 20, 2020
Property Address2590 OLD KAWKAWLIN RD, KAWKAWLIN, MI 48631-9150
Document Number0000016750
Instrument DateNov 17, 2020
Instrument16750
Transaction TypeConstruction Loan
Record UpdatedJan 18, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2590 KAWKAWLIN RD KAWKAWLIN MI 48631, KAWKAWLIN, MI 48631

Mortgage

Document Number0000016750
DateNov 20, 2020
Instrument16750
Lender
NameFIRST ST BK
TypeBank
Address4800 FASHION SQUARE BLVD, SAGINAW, MI 48604-2612
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term240 Months
DueNov 19, 2040

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateMay 31, 2018
Property Address2590 OLD KAWKAWLIN RD, KAWKAWLIN, MI 48631-9150
Document Number0000007747
Instrument DateMay 23, 2018
Instrument7747
Transaction TypeTransfer
Record UpdatedOct 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,075.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2590 OLD KAWKAWLIN RD KAWKAWLIN MI 486319150, KAWKAWLIN, MI 48631-9150

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY MI
Property Address2590 OLD KAWKAWLIN RD, KAWKAWLIN, MI 48631-9150
Document Number0000003187
Instrument DateMar 5, 2018
Transaction TypeMortgage
Record UpdatedApr 17, 2018
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2590 OLD KAWKAWLIN RD KAWKAWLIN MI 486319150, KAWKAWLIN, MI 48631-9150

Mortgage

Document Number0000003187
DateMar 19, 2018
Instrument3187
Lender
NamePNC BK/OH
TypeBank
AddressSAGINAW, MI 48604
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionKawkawlin Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,856.00 (+14.3%)$157,100 (+6.8%)$314,200 (+6.8%)
2023$147,100$294,200
2022$6,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Nearby Flood Policies33 in force
Nearby Flood Claims4 (2017–2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2018 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGOR-MONITOR METRO DISTRICT
serves 2,971 people · EPA ID MI0000400
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Old Kawkawlin Rd

Nearby Streets

Search Property Records by Address or Parcel Number