San Luis Obispo County property record for 2828 Margate Ave, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,407 sqft · built 1988 |
| Lot Size | 0.129 acres (5,625 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,933 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-215-039 |
| Primary APN | 023-215-039 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,407 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Lot Area | 5,625 sqft (0.129 acres) |
| Terrain | Above Road/Slope |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2828 MARGATE AVE |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-3909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES M U 1 BL 10 LTS 47 TO 49 |
| Legal Subdivision | CAMBRIA PINES MANOR |
| Legal Block | 10 |
| Legal Lot Number | 47 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10404 |
2828 Margate Ave is owned and occupied by two individuals who acquired it in August 2005.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2828 MARGATE AVE, CAMBRIA, CA 93428-3909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 1, 2005 |
| Transfer Doc | 0000063511 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2828 Margate Ave was $4,933 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $450,724 (+2%) Land $192,345 Building $258,379 | |
| 2025 | $4,933.00 Homeowner's exemption | $441,887 Land $188,574 Building $253,313 |
| 2023 | $4,734.00 (+2.05%) Homeowner's exemption | $424,730 Land $181,252 Building $243,478 |
| 2022 | $4,639.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2828 Margate Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2828 Margate Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Astound Broadband, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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