2818 Margate Ave, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2818 Margate Ave, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,052 sqft · built 1984
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$680,000 (Oct 2013)
Tax Bill	$9,161 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`023-215-064`

Property Details

APN / Parcel Number

Primary APN	`023-215-064`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	2818 MARGATE AVE
City	CAMBRIA
State	CA
Zip	93428-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES M U 1 BL 10 LTS 40 THRU 43
Legal Subdivision	CAMBRIA PINES MANOR 01
Legal Block	10
Legal Lot Number	40
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2017
Census Tract	10404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	5631 VISTA DEL RIO CT, BAKERSFIELD, CA 93308-9544
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 4, 2021	Quit Claim Deed, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2013 · Amount on Record
Deed Sale	Oct 8, 2013 · Amount on Record
Prior Sale	Nov 27, 1996 · Amount on Record
Deed Document Number	201356980
Last Transfer Date	Aug 14, 2020
Transfer Doc	0000000039
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 4, 2021
Property Address	2818 MARGATE AVE, CAMBRIA, CA 93428-3909
Document Number	0000000037
Map Reference	MB 5 PG 8
Instrument Date	Aug 14, 2020
Instrument	2021000037
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5631 VISTA DEL RIO CT, BAKERSFIELD, CA 93308-9544

Mortgage

Document Number	0000000038
Date	Jan 4, 2021
Instrument	2021000038

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 4, 2021
Property Address	2818 MARGATE AVE, CAMBRIA, CA 93428-3909
Document Number	0000000039
Instrument Date	Aug 14, 2020
Instrument	39
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5631 VISTA DEL RIO CT BAKERSFIELD CA 933089544, BAKERSFIELD, CA 93308-9544

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$850,247 (+2%) Land $312,590 Building $537,657
2025	$9,161.00 (+4.08%)	$833,576 (+4.04%) Land $306,461 Building $527,115
2023	$8,802.00 (+1.99%)	$801,209 Land $294,561 Building $506,648
2022	$8,630.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Astound Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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