Bay County property record for 2828 Longleaf Rd, Panama City, FL 32405 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,909 sqft · built 1987 |
| Lot Size | 0.493 acres (21,475 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,216 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26904-173-000 |
| Primary APN | 26904-173-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,909 sqft Living Area |
| 1st Floor Area | 1,921 sqft 1st Floor |
| Stories | 2 Stories |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,475 sqft (0.493 acres) |
| Lot Dimensions | 184 ft deep x 140 ft wide |
| Driveway | Driveway |
| Driveway Area | 1,380 sqft Driveway |
| Garage Type | Detached |
| Garage Area | 576 sqft Garage |
| Pool Area | 512 sqft Pool |
|---|---|
| Deck Area | 640 sqft Deck |
| Patio Area | 312 sqft Patio |
| Porch | Unfinished Open Porch |
| Porch Area | 105 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2828 LONGLEAF RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-2045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KINGS POINT UNIT FIVE 79A LOT 15 BLK D ORB 1136 P 1089 |
| Legal Range | 15W |
| Legal Township | 03S |
| Legal Section | 25 |
| Legal Subdivision | KINGS POINT |
| Legal Block | D |
| Legal Lot Number | 15 |
| Legal Unit | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 2500 |
Source: Bay County records · APN 26904-173-000
Assessment roll updated January 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2828 LONGLEAF RD, PANAMA CITY, FL 32405-2045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 30, 2024 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 02, 2025 |
| Transfer Doc | 0049182341 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2828 LONGLEAF RD, PANAMA CITY, FL 32405-2045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2828 LONGLEAF RD, PANAMA CITY, FL 32405-2045 |
| Document Number | 0047682193 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 4768/2193 |
| Instrument | 2024004969 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2828 LONGLEAF RD, PANAMA CITY, FL 32405-2045 |
| Document Number | 0042882335 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2828 LONGLEAF RD PANAMA CITY FL 324052045, PANAMA CITY, FL 32405-2045 |
| Document Number | 0042882335 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 004288/002335 |
| Instrument | 54748 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 19, 2035 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,216.00 (+1.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $223,754 (+5.99%) | $339,301 (+2.58%) Land $67,021 Building $272,280 |
| 2024 | $2,178.00 (+2.16%) | ||
| 2023 | $2,132.00 (+11.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $211,115 (+3%) | $330,756 (+9.58%) Land $52,425 Building $278,331 |
| 2022 | $1,909.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $204,966 | $301,842 Land $43,415 Building $258,427 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 2% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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