2827 Longleaf Rd, Panama City, FL 32405 Property Records

Bay County property record for 2827 Longleaf Rd, Panama City, FL 32405 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2013
Square Footage	2,930 sqft Heated Area
Lot Size	18,992 sqft (0.435 acres)
Occupancy	Owner Occupied
Last Sale	$760,000 (2023)
Tax Bill	$6,143.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26904-205-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,930 sqft Heated Area
Gross Area	3,613 sqft Gross Area
1st Floor	2,930 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2013
Exterior Material	Stucco Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	18,992 sqft (0.435 acres)
Depth X Width	152 ft x 125 ft Depth x Width
Driveway	1 Driveway
Driveway Area	1,440 sqft Driveway
Garage Area	484 sqft Garage

Exterior Amenities

Pool Area	338 sqft Pool
Fence	Fence
Porch	1 Porch
Porch Area	199 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	2827 LONGLEAF RD
City	PANAMA CITY
State	FL
Zip	32405-2044
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KING'S POINT UNIT 6 79A LOT 14 BLK C ORB 4705 P 102
Legal Range	15W
Legal Township	03S
Legal Section	25
Legal Subdivision	KING'S POINT UNIT 6
Legal Block	C
Legal Lot Number	14
Legal Unit	6
Jurisdiction	BAY FL
Minor Civil Division	PANAMA CITY
Census Blockgroup	1
Census Block	1015
Census Tract	2500

Owner

Source: Bay County records · APN 26904-205-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2827 LONGLEAF RD, PANAMA CITY, FL 32405-2044
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Apr 26, 2002 · Amount on Record
Deed Doc Number	2023040872
Deed Book / Page	4705 / 102
Record Refreshed	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 30, 2023
Property Address	2827 LONGLEAF RD, PANAMA CITY, FL 32405-2044
Document Number	0047050102
Book / Page	4705 / 102
Map Reference	MB 14 PG 112
Instrument Date	Jun 29, 2023
Instrument	2023040872
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,320.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2827 LONGLEAF RD, PANAMA CITY, FL 32405-2044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	2827 LONGLEAF RD, PANAMA CITY, FL 32405-2044

Mortgage

Document Number	0004705104
Date	Jun 30, 2023
Instrument	4705/104

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Jul 01, 2028
Change Frequency	6 Months
Min Rate At Change	6.87%
Max Rate At Change	11.8%
Max Rate	11.8%

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,143.00 (+71.54%) Homeowner's exemption	$536,115 (+66.55%)	$648,465 (+72.8%) Land $151,000 Building $497,465
2023	$3,581.00 (-6.57%) Homeowner's exemption	$321,885 (+3%)	$375,263 (+7.62%) Land $129,250 Building $246,013
2022	$3,833.00 Homeowner's exemption	$312,510	$348,708 Land $116,875 Building $231,833

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.