2828 Hilltop Rd, Concord, CA 94520 Property Records

Contra Costa County property record for 2828 Hilltop Rd, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,463 sqft · built 1953
Lot Size	0.115 acres (4,998 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Jun 2021)
Tax Bill	$8,682 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`110-142-004-8`

Property Details

APN / Parcel Number

Primary APN	`110-142-004-8`
Alternative APN	`110-142-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,463 sqft Living Area
1st Floor Area	1,463 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1967
Lot Area	4,998 sqft (0.115 acres)
Garage Type	Carport
Garage Area	168 sqft
Carport	Carport
Carport Area	168 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2828 HILLTOP RD
City	CONCORD
State	CA
Zip	94520-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	HILLCREST TERRACE #1 LOT 25
Legal Subdivision	HILLCREST TERRACE #1
Legal Lot Number	25
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	327002

Owner

Source: Contra Costa County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	182 HERON DR, PITTSBURG, CA 94565-2074
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 11, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 19, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Sep 14, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	2021170984
Prior Transfer Date	May 23, 2016
Prior Transfer Doc	0000105264
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2828 HILLTOP RD, CONCORD, CA 94520-5435
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 HILLTOP RD, CONCORD, CA 94520-5435

Mortgage

Document Number	0000208136
Date	Sep 18, 2020
Instrument	2020-208136

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 11, 2021
Property Address	2828 HILLTOP RD, CONCORD, CA 94520-5435
Document Number	0000170984
Map Reference	MB 45 PG 45&46
Instrument Date	Jun 9, 2021
Instrument	2021-170984
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 HILLTOP RD, CONCORD, CA 94520-5435

Mortgage

Document Number	0000170985
Date	Jun 11, 2021
Instrument	2021-170985

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2828 HILLTOP RD, CONCORD, CA 94520-5435
Document Number	0000097768
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 HILLTOP RD CONCORD CA 945205435, CONCORD, CA 94520-5435

Mortgage

Document Number	0000097768
Date	Jun 26, 2019
Instrument	97768

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 14, 2018
Property Address	2828 HILLTOP RD, CONCORD, CA 94520-5435
Document Number	0000148002
Instrument Date	Sep 13, 2018
Instrument	148002
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 BELLAS ARTES CIR SAN RAMON CA 945825992, SAN RAMON, CA 94582-5992

Mortgage

Document Number	148003
Date	Sep 14, 2018
Instrument	148003

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$695,000 (-) Land $453,038 Building $241,962
2025	$8,682.00 (+5.63%)	$695,000 (+5.3%) Land $453,038 Building $241,962
2023	$8,219.00 (-4.16%)	$660,000 Land $440,000 Building $220,000
2022	$8,576.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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