2823 Hilltop Rd, Concord, CA 94520 Property Records

Contra Costa County property record for 2823 Hilltop Rd, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,028 sqft · built 1952
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Dec 2025)
Tax Bill	$8,119 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`110-141-010-6`

Property Details

APN / Parcel Number

Primary APN	`110-141-010-6`
Alternative APN	`110-141-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
Gross Area	1,298 sqft
1st Floor Area	1,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	8,800 sqft (0.202 acres)
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2823 HILLTOP RD
City	CONCORD
State	CA
Zip	94520-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	HILLCREST TERRACE #1 LOT 5
Legal Subdivision	HILLCREST TERRACE 01
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	327002

Owner

2823 Hilltop Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2823 HILLTOP RD, CONCORD, CA 94520-5409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Grant Deed, Transfer · VA Mortgage ALTAMONT FUNDING INC
Sep 18, 2020	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 15, 2020	Deed of Trust, Mortgage · Conventional with PMI NFM CNSLTS
Jan 19, 2018	Grant Deed, Transfer · FHA Mortgage LAND HOME FINANCIAL SERVICES
Jan 19, 2018	Quit Claim Deed, Transfer WFG NATIONAL TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Sep 18, 2020 · Amount on File
Deed Document Number	2025143130
Prior Transfer Date	Jan 17, 2018
Prior Transfer Doc	0000008663
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 23, 2025
Property Address	2823 HILLTOP RD, CONCORD, CA 94520-5409
Document Number	0000143130
Map Reference	MB 45 PG 45
Instrument Date	Dec 16, 2025
Instrument	2025- 143130
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2823 HILLTOP RD, CONCORD, CA 94520-5409

Mortgage

Document Number	0000143131
Date	Dec 23, 2025
Instrument	2025- 143131

Lender

Name	ALTAMONT FUNDING INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Margin	2
Max Rate	5%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 18, 2020
Property Address	2823 HILLTOP RD, CONCORD, CA 94520-5409
Document Number	0000207782
Map Reference	MB 45 PG 45
Instrument Date	Sep 15, 2020
Instrument	2020-207782
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2823 HILLTOP RD, CONCORD, CA 94520-5409

Mortgage

Document Number	0000207783
Date	Sep 18, 2020
Instrument	2020-207783

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2823 HILLTOP RD, CONCORD, CA 94520-5409
Document Number	0000074436
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2823 HILLTOP RD CONCORD CA 945205409, CONCORD, CA 94520-5409

Mortgage

Document Number	0000074436
Date	Apr 20, 2020
Instrument	74436

Lender

Name	NFM CNSLTS
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 19, 2018
Property Address	2823 HILLTOP RD, CONCORD, CA 94520-5409
Document Number	0000008664
Map Reference	MB 45 PG 45
Instrument Date	Jan 18, 2018
Instrument	2018-008664
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	WFG TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2823 HILLTOP RD, CONCORD, CA 94520-5409

Mortgage

Document Number	0000008665
Date	Jan 19, 2018
Instrument	2018-008665

Lender

Name	LAND HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 19, 2018
Property Address	2823 HILLTOP RD, CONCORD, CA 94520-5409
Document Number	0000008663
Instrument Date	Jan 17, 2018
Instrument	8663
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2823 HILLTOP RD CONCORD CA 945205409, CONCORD, CA 94520-5409

Tax Assessment & Valuation

The 2025 property tax bill for 2823 Hilltop Rd was $8,119.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$620,000 (-3.73%) Land $450,000 Building $170,000
2025	$8,119.00	$644,044 Land $389,674 Building $254,370
2023	$7,765.00 (+1.34%)	$619,038 Land $374,544 Building $244,494
2022	$7,662.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2823 Hilltop Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2823 Hilltop Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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