2828 Echo Ridge Ct, Chula Vista, CA 91915 Property Records

San Diego County property record for 2828 Echo Ridge Ct, Chula Vista, CA 91915

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,278 sqft · built 2006
Lot Size	0.379 acres (16,496 sqft)
Owner	2 Company Names on File
Last Sale	$991,000 (Sep 2018)
Tax Bill	$16,093 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`643-512-84-00`

Property Details

APN / Parcel Number

Primary APN	`643-512-84-00`
Alternative APN	`6435128100`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,278 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	16,496 sqft (0.379 acres)

Location & Zoning

Old Parcel Number	6435128100
Street Address	2828 ECHO RIDGE CT
City	CHULA VISTA
State	CA
Zip	91915-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC5RE2
Legal Description	LOT 53 TR 015270
Legal Subdivision	EASTLAKE III VISTAS PH 2 01-09
Legal Tract	015270
Legal Block	2
Legal Lot Number	53
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2008
Census Tract	13320

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	2828 ECHO RIDGE CT, CHULA VISTA, CA 91915-1618
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 13, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 6, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on File
Deed Sale	Sep 6, 2018 · Amount on File
Prior Sale	Aug 31, 2006 · Amount on File
Deed Document Number	2018369947
Last Transfer Date	Aug 14, 2025
Transfer Doc	0000225111
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2828 ECHO RIDGE CT, CHULA VISTA, CA 91915-1618
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 ECHO RIDGE CT, CHULA VISTA, CA 91915-1618

Mortgage

Document Number	0000240705
Date	Jun 8, 2022
Instrument	2022-0240705

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2828 ECHO RIDGE CT, CHULA VISTA, CA 91915-1618
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 ECHO RIDGE CT, CHULA VISTA, CA 91915-1618

Mortgage

Document Number	0000510745
Date	Dec 13, 2018
Instrument	2018-0510745

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2018
Property Address	2828 ECHO RIDGE CT, CHULA VISTA, CA 91915-1618
Document Number	0000369947
Map Reference	MAP 15270
Instrument Date	Aug 29, 2018
Instrument	2018-0369947
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2828 ECHO RIDGE CT, CHULA VISTA, CA 91915-1618

Mortgage

Document Number	0000369948
Date	Sep 6, 2018
Instrument	2018-0369948

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,127,583 (+2%) Land $513,939 Building $613,644
2025	$16,093.00 (+3.3%) Homeowner's exemption	$1,105,474 (+4.04%) Land $503,862 Building $601,612
2023	$15,579.00 (+3.01%) Homeowner's exemption	$1,062,549 Land $484,298 Building $578,251
2022	$15,124.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: Verizon.

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