2823 Echo Ridge Ct, Chula Vista, CA 91915 Property Records

San Diego County property record for 2823 Echo Ridge Ct, Chula Vista, CA 91915

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,278 sqft · built 2006
Lot Size0.306 acres (13,328 sqft)
OwnerCompany Name on File
Last Sale$710,000 (Aug 2012)
Tax Bill$14,268 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN643-512-67-00

Property Details

APN / Parcel Number

Primary APN643-512-67-00
Alternative APN
  • 6435122700

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area4,278 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area13,328 sqft (0.306 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number6435122700
Street Address2823 ECHO RIDGE CT
CityCHULA VISTA
StateCA
Zip91915-1618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC5RE2
Legal DescriptionLOT 55 TR 015270
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract015270
Legal Block2
Legal Lot Number55
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2008
Census Tract13320

Owner

2823 Echo Ridge Ct is owned by a company that acquired it in May 2014 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address2823 ECHO RIDGE CT, CHULA VISTA, CA 91915-1618
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
POINT MORTGAGE CORP
Jun 7, 2019Deed of Trust, Mortgage · Line of Credit
COMERICA BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2012 · Amount on File
Deed SaleAug 29, 2012 · Amount on File
Prior SaleAug 7, 2008 · Amount on File
Deed Document Number2012519103
Last Transfer DateMay 16, 2014
Transfer Doc0000215000
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2823 ECHO RIDGE CT, CHULA VISTA, CA 91915-1618
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address2823 ECHO RIDGE CT, CHULA VISTA, CA 91915-1618

Mortgage

Document Number0000200927
DateMar 15, 2021
Instrument2021-0200927
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
AddressCHULA VISTA, CA 91914
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2823 ECHO RIDGE CT, CHULA VISTA, CA 91915-1618
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000221068
DateJun 7, 2019
Instrument2019-0221068
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2823 Echo Ridge Ct was $14,268 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$965,338 (+2%) Land $393,893 Building $571,445
2025$14,268.00 Homeowner's exemption$946,411 Land $386,170 Building $560,241
2023$13,852.00 (+2.93%) Homeowner's exemption$909,663 Land $371,176 Building $538,487
2022$13,458.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2823 Echo Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2823 Echo Ridge Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echo Ridge Ct

Nearby Streets

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