2826 Duncan St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 2826 Duncan St, Saint Joseph, MO 64507

Property Summary

Property TypeSingle Family Home
Details1,084 sqft · built 1922
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$159,972 (Jul 2023)
Tax Bill$721 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jul 2023 Transfer
+ 1 more
APN06-5.0-15-003-002-187.000

Property Details

APN / Parcel Number

Primary APN06-5.0-15-003-002-187.000

Interior

Building Area1,084 sqft Base Area
1st Floor Area1,084 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions133 ft deep x 50 ft wide

Location & Zoning

Street Address2826 DUNCAN ST
CitySAINT JOSEPH
StateMO
Zip64507-1829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:SALLEE'S LOT:4 BLK:1LGL DESC:W 50' L4
Legal SubdivisionSALLEES
Legal Block1
Legal Lot Number4
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2032
Census Tract1500

Owner

2826 Duncan St is owned and occupied by two individuals who bought it in July 2023.

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2826 DUNCAN ST, SAINT JOSEPH, MO 64507-1829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 6, 2023Intrafamily Transfer, Transfer
NOT AVAILABLE, ST JOSEPH TITLE LLC
Jul 6, 2023Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2023 · Amount on File
Deed SaleJul 6, 2023 · Amount on File
Prior SaleAug 16, 2016 · Amount on File
Deed Document Number20235063
Deed Book / Page3788 / 538
Prior Transfer DateJul 3, 2023
Prior Transfer Doc003788/541
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2826 DUNCAN ST, SAINT JOSEPH, MO 64507-1829
Transaction TypeMortgage
Record UpdatedJul 20, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2826 DUNCAN ST, SAINT JOSEPH, MO 64507-1829

Mortgage

Document Number003765/617
DateAug 5, 2021
Book Page3765/617
Instrument2021008292
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueSep 1, 2046

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUCHANAN MO
Recording DateJul 6, 2023
Property Address2826 DUNCAN ST, SAINT JOSEPH, MO 64507-1829
Document Number003788/541
Book / Page3788 / 541
Instrument DateJul 3, 2023
Instrument2023005066
Transaction TypeTransfer
Record UpdatedJul 20, 2023
Title CompanyNOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2826 DUNCAN ST, SAINT JOSEPH, MO 64507-1829

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateJul 6, 2023
Property Address2826 DUNCAN ST, SAINT JOSEPH, MO 64507-1829
Document Number003788/538
Book / Page3788 / 538
Instrument DateJun 30, 2023
Instrument2023005063
Transaction TypeTransfer
Record UpdatedJul 20, 2023
Title CompanyST JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address902 N 17TH ST, ATCHISON, KS 66002-1510

Transferred To (Grantee/Buyer)

NameVerified Name
Address2826 DUNCAN ST, SAINT JOSEPH, MO 64507-1829

Mortgage

Document Number2023005064
DateJul 6, 2023
Instrument2023005064
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

Mortgage

Document Number003788/540
DateJul 6, 2023
Book Page3788/540
Instrument2023005065
Lender
NameMISSOURI HOUSING DEVELOPMENT COMMISSION
TypeGovernment Agency
AddressKANSAS CITY, MO 64105
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2826 Duncan St was $721, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$721.00 (+0.14%)$10,010 Land $2,260 Building $7,750$52,690 Land $11,880 Building $40,810
2024$720.00 (+15.2%)
2023$625.00 (-0.79%)$9,480 (-) Land $2,260 Building $7,220$49,880 Land $11,880 Building $38,000
2022$630.00$9,480 Land $2,260 Building $7,220
2021$49,880 Land $11,880 Building $38,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2826 Duncan St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2826 Duncan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

Nearby Properties on Duncan St

Nearby Streets

Search Property Records by Address or Parcel Number