2828 Driver Rd, Lafayette, TN 37083 Property Records

Macon County property record for 2828 Driver Rd, Lafayette, TN 37083

Property Summary

Property Type	General Agricultural/Rural
Details	2.5 ba · 5,260 sqft · built 1997
Lot Size	16.8 acres (732,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Sep 2026)
Tax Bill	$1,991 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-014.03`

Property Details

APN / Parcel Number

Primary APN	`009-014.03`
Alternative APNs	`0500900901403` `056009 01403`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	5,260 sqft Gross Area
1st Floor Area	2,600 sqft
Basement Area	1,952 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	732,244 sqft (16.8 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	252 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2828 DRIVER RD
City	LAFAYETTE
State	TN
Zip	37083-4461
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	DISTRICT: 05, COUNTY AREA: R01
Jurisdiction	MACON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1006
Census Tract	970200

Owner

Source: Macon County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2828 DRIVER RD, LAFAYETTE, TN 37083-4461
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer · Conventional Mortgage BANKTENNESSEE
Jul 22, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Oct 26, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTY TR
Oct 30, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/LAFAYETTE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on Record
Deed Sale	Sep 3, 2026 · Amount on Record
Prior Sale	Jul 22, 2020 · Amount on Record
Deed Document Number	20264099
Deed Book / Page	262 / 147
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Sep 3, 2026
Property Address	2828 DRIVER RD, LAFAYETTE, TN 37083-4461
Document Number	0000004099
Book / Page	262 / 147
Instrument Date	Aug 28, 2026
Instrument	20264099
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$186,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 DRIVER RD, LAFAYETTE, TN 37083-4461

Mortgage

Document Number	0000004100,
Date	Sep 3, 2026
Instrument	20264100

Lender

Name	BANKTENNESSEE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Jul 22, 2020
Property Address	2828 DRIVER RD, LAFAYETTE, TN 37083-4461
Document Number	0000002602
Book / Page	000105 / 000370
Instrument Date	Jul 16, 2020
Instrument	2602
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 DRIVER RD LAFAYETTE TN 370834461, LAFAYETTE, TN 37083-4461

Mortgage

Document Number	2603
Date	Jul 22, 2020
Book Page	000105/000372
Instrument	2603

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Oct 26, 2018
Property Address	2828 DRIVER RD, LAFAYETTE, TN 37083-4461
Document Number	0000003347
Book / Page	000066 / 000669
Instrument Date	Oct 19, 2018
Instrument	3347
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,238.58
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2828 DRIVER RD LAFAYETTE TN 370834461, LAFAYETTE, TN 37083-4461

Mortgage

Document Number	3348
Date	Oct 26, 2018
Book Page	000066/000671
Instrument	3348

Lender

Name	GUARANTY TR
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	2828 DRIVER RD, LAFAYETTE, TN 37083-4461
Document Number	0000003308
Book / Page	000048 / 000428
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 DRIVER RD LAFAYETTE TN 370834461, LAFAYETTE, TN 37083-4461

Mortgage

Document Number	0000003308
Date	Nov 8, 2017
Book Page	000048/000428
Instrument	3308

Lender

Name	CITIZENS BK/LAFAYETTE
Type	Bank
Address	LAFAYETTE, TN 37083

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 7, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,991.00 (+42.62%)	$125,200 (-) Land $5,775 Building $119,425	$564,800 (-) Land $87,100 Building $477,700
2023		$125,200 Land $5,775 Building $119,425	$564,800 Land $87,100 Building $477,700
2019	$1,396.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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