1495 Driver Rd, Lafayette, TN 37083 Property Records

Macon County property record for 1495 Driver Rd, Lafayette, TN 37083

Property Summary

Property Type	Mobile Home
Details	1,280 sqft · built 1997
Lot Size	5.13 acres (223,463 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2022)
Tax Bill	$238 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-014.04`

Property Details

APN / Parcel Number

Primary APN	`020-014.04`
Alternative APNs	`0902002001404` `056020 01404`

Interior

Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Lot Area	223,463 sqft (5.13 acres)
Porch	Open/Unfinished Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1495 DRIVER RD
City	LAFAYETTE
State	TN
Zip	37083-4549
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TR#3
Legal Tract	3
Jurisdiction	MACON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1011
Census Tract	970200

Owner

Source: Macon County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1357 DRIVER RD, LAFAYETTE, TN 37083-4549
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Warranty Deed, Transfer PERSONS BANKING COMPANY
Jul 11, 2018	Warranty Deed, Transfer BENCHMARK TITLE COMPANY
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARTER JOE (TE)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	20223991
Deed Book / Page	173 / 175
Prior Transfer Date	Sep 7, 2022
Prior Transfer Doc	0RB173/175
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Sep 13, 2022
Property Address	1495 DRIVER RD, LAFAYETTE, TN 37083-4549
Document Number	0RB173/175
Book / Page	RB173 / 175
Instrument Date	Sep 7, 2022
Instrument	22003991
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	UNKNOWN, REAL ESTATE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1357 DRIVER RD, LAFAYETTE, TN 37083-4549
Investor	Possibly a Property Investor

Mortgage

Document Number	0022003992
Date	Sep 13, 2022
Instrument	22003992

Lender

Name	PERSONS BANKING COMPANY
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 7, 2027

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Jul 11, 2018
Property Address	1495 DRIVER RD, LAFAYETTE, TN 37083-4549
Document Number	0000002140
Book / Page	000061 / 000194
Instrument Date	Jul 9, 2018
Instrument	2140
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5322 MCDONALD LN LAFAYETTE TN 370834550, LAFAYETTE, TN 37083-4550

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	1495 DRIVER RD, LAFAYETTE, TN 37083-4549
Document Number	0000001739
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 MIDDLE FORK RD HARTSVILLE TN 370743223, HARTSVILLE, TN 37074-3223

Mortgage

Document Number	0000001739
Date	Jun 5, 2018
Book Page	000059/000169
Instrument	1739

Lender

Name	CARTER JOE (TE)
Address	LAFAYETTE, TN 37083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Macon County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$238.00 (+2.15%)	$14,675 (-) Land $8,425 Building $6,250	$58,700 (-) Land $33,700 Building $25,000
2024	$233.00 (-19.38%)	$14,675 (-) Land $8,425 Building $6,250
2023		$14,675 Land $8,425 Building $6,250	$58,700 Land $33,700 Building $25,000
2019	$289.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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