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2828 Cascade Falls Cir, Elgin, IL 60124 Property Records

Kane County property record for 2828 Cascade Falls Cir, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,674 sqft · built 2007
Lot Size0.15 acres (6,534 sqft)
Owner2 Company Names on Record
Last Sale$338,000 (Jun 2023)
Tax Bill$7,621 (2025)
Deeds & MortgagesJun 2023 Sale
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-29-182-018

Property Details

APN / Parcel Number

Primary APN06-29-182-018

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,674 sqft Living Area
1st Floor Area1,674 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2828 CASCADE FALLS CIR
CityELGIN
StateIL
Zip60124-3115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE 3 LT 739
Legal SubdivisionEDGEWATER SUB
Legal Phase3
Legal Block2
Legal Lot Number739
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2029
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2828 CASCADE FALLS CIR, ELGIN, IL 60124-3115
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 27, 2020Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2023 · Amount on Record
Deed SaleJun 27, 2023 · Amount on Record
Prior SaleJun 28, 2007 · Amount on Record
Deed Document Number202321249
Last Transfer DateDec 28, 2023
Transfer Doc0000016860
Record UpdatedSep 20, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateJun 27, 2023
Property Address2828 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Document Number0000021249
Map ReferenceDOC 2006K068247
Instrument DateJun 16, 2023
Instrument2023K021249
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$338.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2828 CASCADE FALLS CIR, ELGIN, IL 60124-3115

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2828 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020941
DateApr 27, 2020
Instrument2020K020941
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 24, 2050
Interest
Rate TypeAdjustable Rate
Rate3.4%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,621.00 (+8.87%)$120,898 (+8.57%) Land $34,955 Building $85,943$362,839 (+8.57%) Land $104,907 Building $257,932
2024$111,355 (+21.39%) Land $32,196 Building $79,159$334,199 (+21.44%) Land $96,627 Building $237,572
2022$7,000.00 (+4.96%) Homeowner's exemption$91,730 (+6.96%) Land $26,522 Building $65,208$275,190 (+6.96%) Land $79,566 Building $195,624
2021$6,669.00 Homeowner's exemption$85,761 Land $24,796 Building $60,965$257,283 Land $74,388 Building $182,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
Fiber · DSL in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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