Kane County property record for 2825 Cascade Falls Cir, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,674 sqft · built 2007 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,000 (Sep 2007) |
| Tax Bill | $7,824 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-183-009 |
| Primary APN | 06-29-183-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| 1st Floor Area | 1,674 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 2825 CASCADE FALLS CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDGEWATER SUB PHASE 3 LT 722 |
| Legal Subdivision | EDGEWATER SUB |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 722 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 851913 |
2825 Cascade Falls Cir is owned and occupied by two individuals who bought it in September 2007.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2825 CASCADE FALLS CIR, ELGIN, IL 60124-3115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2007 · Amount on File |
| Deed Sale | Sep 28, 2007 · Amount on File |
| Deed Document Number | 200799899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 24, 2026 |
| Property Address | 2825 CASCADE FALLS CIR, ELGIN, IL 60124-3115 |
| Document Number | 0000026387 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202626387 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 2825 CASCADE FALLS CIR, ELGIN, IL 60124-3115 |
| Document Number | 0000026387, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202626387 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 23, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 2825 Cascade Falls Cir was $7,824 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,824.00 Homeowner's exemption Senior Citizen's exemption | $118,563 (+8.57%) Land $34,955 Building $83,608 | $355,831 (+8.57%) Land $104,907 Building $250,924 |
| 2024 | $109,204 Land $32,196 Building $77,008 | $327,743 Land $96,627 Building $231,116 | |
| 2022 | $6,846.00 (+4.97%) Homeowner's exemption | $89,959 (+6.96%) Land $26,522 Building $63,437 | $269,877 (+6.96%) Land $79,566 Building $190,311 |
| 2021 | $6,522.00 Homeowner's exemption | $84,105 Land $24,796 Building $59,309 | $252,315 Land $74,388 Building $177,927 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2825 Cascade Falls Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2825 Cascade Falls Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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