2607 Lambert Rd, Berea, KY 40403 Property Records

Garrard County property record for 2607 Lambert Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2000
Lot Size	58 acres (2,526,480 sqft)
Owner	Individual Name on Record
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-00-010`

Property Details

APN / Parcel Number

Primary APN	`028-00-010`
Alternative APNs	`1505201` `135301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 2000
Exterior Material	Other
Foundation Type	Block
Roof Material	Metal
Lot Area	2,526,480 sqft (58 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	135301
Street Address	2607 LAMBERT RD
City	BEREA
State	KY
Zip	40403-8687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 58 ACRES BY SURVEY
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	PAINT LICK
Census Block Group	2
Census Block	2015
Census Tract	970400

Owner

Source: Garrard County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2607 LAMBERT RD, BEREA, KY 40403-8687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTURY LENDING CO
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2013
Deed Sale	Aug 1, 2013
Deed Document Number	131798
Deed Book / Page	DEED 244 / 562
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	2607 LAMBERT RD, BEREA, KY 40403-8687
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG277/077
Date	Apr 12, 2017
Book Page	MTG 277/077
Instrument	142658

Lender

Name	CENTURY LENDING CO
Type	Lending Institution
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	2607 LAMBERT RD, BEREA, KY 40403-8687
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000326/420
Date	Mar 14, 2022
Book Page	326/420
Instrument	369935

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,628.00 (-1.69%)	$200,000 (-)	$200,000 (-)
2023	$1,656.00	$200,000	$200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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