Chesterfield County property record for 2827 Hwy 109 S, Ruby, SC 29741 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,344 sqft · built 1960 |
| Lot Size | 1.05 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $28,822 (Sep 2002) |
| Tax Bill | $452 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 132 000 000 116 |
| Primary APN | 132 000 000 116 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,344 sqft Total Area |
| Year Built | Built 1960 |
|---|---|
| Lot Area | 46,174 sqft (1.05 acres) |
| Account Number | 00017164 |
|---|---|
| Street Address | 2827 HIGHWAY 109 S |
| City | RUBY |
| State | SC |
| Zip | 29741-5723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.06 ACRE LOT |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 2 |
| Census Block | 2093 |
| Census Tract | 950402 |
Source: Chesterfield County records · APN 132 000 000 116
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2827 HIGHWAY 109 S, RUBY, SC 29741-5723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2002 · Amount on Record |
| Deed Sale | Sep 17, 2002 · Amount on Record |
| Deed Document Number | 0003971136 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Apr 07, 2026 |
| Property Address | 2827 HIGHWAY 109 S, RUBY, SC 29741-5723 |
| Document Number | 0000001485 |
| Book / Page | 570 / 1119 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 20261485 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2827 HIGHWAY 109 S, RUBY, SC 29741-5723 |
| Document Number | 0000001485, |
|---|---|
| Date | Apr 07, 2026 |
| Book Page | 570/1119 |
| Instrument | 20261485 |
| Name | FOUNDERS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 05, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Chesterfield County records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $452.00 (+31.4%) | $2,860 (+15.32%) Land $230 Building $2,630 | $91,500 (+2.35%) Land $6,000 Building $85,500 |
| 2023 | $344.00 | $2,480 Land $200 Building $2,280 | $89,400 Land $5,000 Building $84,400 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 47% of the US · above 44% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lynches River Communications | Fiber | 1,000 / 1,000 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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