Chesterfield County property record for 2772 Hwy 109 S, Ruby, SC 29741 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,120 sqft · built 1958 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jun 2026) |
| Tax Bill | $430 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 132 000 000 108 |
| Primary APN | 132 000 000 108 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Total Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Carport |
| Garage Area | 322 sqft |
| Carport | Carport |
| Carport Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Heat Pump |
|---|
| Account Number | 00017156 |
|---|---|
| Street Address | 2772 HIGHWAY 109 S |
| City | RUBY |
| State | SC |
| Zip | 29741-7725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2-2.00 ACRES |
| Legal Subdivision | D W OLIVER ESTATE |
| Legal Tract | 2-2 |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 2 |
| Census Block | 2095 |
| Census Tract | 950402 |
Source: Chesterfield County records · APN 132 000 000 108
Assessment roll updated February 10, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2772 HIGHWAY 109 S, RUBY, SC 29741-7725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 05, 2026 | Deed, Transfer · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC |
| Dec 19, 2022 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| Mar 25, 2021 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2026 · Amount on Record |
| Deed Sale | Jun 05, 2026 · Amount on Record |
| Prior Sale | Mar 25, 2021 · Amount on Record |
| Deed Document Number | 20262379 |
| Deed Book / Page | 585 / 127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Jun 05, 2026 |
| Property Address | 2772 HIGHWAY 109 S, RUBY, SC 29741-7725 |
| Document Number | 0000002379 |
| Book / Page | 585 / 127 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 20262379 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69,134.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2772 HIGHWAY 109 S, RUBY, SC 29741-7725 |
| Document Number | 0000002380, |
|---|---|
| Date | Jun 05, 2026 |
| Instrument | 20262380 |
| Name | MUTUAL/OMAHA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 2772 HIGHWAY 109 S, RUBY, SC 29741-7725 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000541/641 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 541/641 |
| Instrument | 2022-5161 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 05, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Mar 25, 2021 |
| Property Address | 2772 HIGHWAY 109 S, RUBY, SC 29741-7725 |
| Document Number | 000536/781 |
| Book / Page | 536 / 781 |
| Map Reference | MB 31 PG 184 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 202100001288 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2772 HIGHWAY 109 S, RUBY, SC 29741-7725 |
Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $430.00 (+31.1%) | $2,680 (+15.02%) Land $320 Building $2,360 | $76,200 (+30.7%) Land $8,000 Building $68,200 |
| 2023 | $328.00 | $2,330 Land $320 Building $2,010 | $58,300 Land $8,000 Building $50,300 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 47% of the US · above 44% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lynches River Communications | Fiber | 1,000 / 1,000 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures