2827 Coco Lakes Dr, Naples, FL 34105 Property Records

Collier County property record for 2827 Coco Lakes Dr, Naples, FL 34105

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Tax Bill	$3,789 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Aug 2018 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`222350 154A23`

Property Details

APN / Parcel Number

Primary APN	`222350 154A23`
Alternative APN	`26169500441`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	2827 COCO LAKES DR
City	NAPLES
State	FL
Zip	34105-4512
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PUD
Legal Description	COCO LAKES LOT 15
Legal Range	25
Legal Township	49
Legal Section	23
Legal Subdivision	COCO LAKES
Legal Tract	222350
Legal Block	1
Legal Lot Number	15
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10210

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9931 TREASURE CAY LN, BONITA SPRINGS, FL 34135-6878
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Loan Modification, Mortgage · Line of Credit CENTENNIAL BK
Aug 13, 2018	Loan Modification, Mortgage · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	2827 COCO LAKES DR, NAPLES, FL 34105-4512
Document Number	0057402569
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9931 TREASURE CAY LN BONITA SPRINGS FL 341356878, BONITA SPRINGS, FL 34135-6878

Mortgage

Document Number	0057402569
Date	Mar 18, 2020
Book Page	005740/002569
Instrument	5844093

Lender

Name	CENTENNIAL BK
Type	Bank
Address	3021 AIRPORT PULLING RD N # 101, NAPLES, FL 34105-3077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Mar 17, 2022

Interest

Rate Type	Adjustable Rate

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	2827 COCO LAKES DR, NAPLES, FL 34105-4512
Document Number	0055433351
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9931 TREASURE CAY LN BONITA SPRINGS FL 341356878, BONITA SPRINGS, FL 34135-6878

Mortgage

Document Number	0055433351
Date	Aug 16, 2018
Book Page	005543/003351
Instrument	5600752

Lender

Name	CENTENNIAL BK
Type	Bank
Address	NAPLES, FL 34105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,208 (+1%)	$598,322 (-4.11%) Land $598,322
2025	$3,789.00 (+16.51%)	$216,553 (+21%)	$623,936 (+18.26%) Land $623,936
2023	$3,252.00 (+14.07%)	$178,969 (+1%)	$527,609 (+25.52%) Land $527,609
2022	$2,851.00	$162,699	$420,336 Land $420,336

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	10 (1995–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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