2826 W 2nd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2826 W 2nd St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,512 sqft · built 2002
Lot Size	0.105 acres (4,578 sqft)
Owner	Company Name on File
Last Sale	$9,000 (Feb 2002)
Tax Bill	$2,202 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1140-03370`

Property Details

APN / Parcel Number

Primary APN	`010-1140-03370`
Alternative APN	`740921`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,512 sqft Gross Area
1st Floor Area	756 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	4,578 sqft (0.105 acres)
Garage Area	400 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	75 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	740921
Street Address	2826 W 2ND ST
City	DULUTH
State	MN
Zip	55806-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 & INC PART OF LOT 462 BLK 81 DUL PROPER2ND DIV COMM AT MOST WLY COR OF BLK 6 GAYS DIDIV OF DUL THENCE NELY ALONG NWLY
Legal Subdivision	DULUTH PROPER 2ND DIVISION
Legal Block	81
Legal Lot Number	460
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2024
Census Tract	15600

Owner

2826 W 2nd St is owned by a company that acquired it in December 2002 and is owner-occupied.

Source: St. Louis County records, as of August 31, 2026

Owner of Record	Company Name on File
Mailing Address	2826 W 2ND ST, DULUTH, MN 55806-1720
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage HOUSING AND REDEVELOPMENT AUTHORITY OF D
Nov 7, 2023	Deed of Trust, Mortgage HOUSING AND REDEVELOPMENT AUTHORITY OF D
Sep 26, 2023	Deed of Trust, Mortgage HOUSING AND REDEVELOPMENT AUTHORITY OF D
Sep 26, 2023	Deed of Trust, Mortgage · Construction Mortgage HOUSING AND REDEVELOPMENT AUTHORITY OF D

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2002 · Amount on File
Deed Sale	Feb 16, 2002 · Amount on File
Deed Document Number	2002846062
Last Transfer Date	Dec 12, 2002
Transfer Doc	0000737683
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2826 W 2ND ST, DULUTH, MN 55806-1720
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001477685
Date	Nov 7, 2023
Instrument	1477685

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY OF D
Type	Government Agency
Address	DULUTH, MN 55816

Agreement

Amount	Amount on Record
Term	359 Months
Due	Oct 5, 2053

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2826 W 2ND ST, DULUTH, MN 55806-1720
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001074206
Date	Nov 7, 2023
Instrument	1074206

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY OF D
Type	Government Agency
Address	DULUTH, MN 55816

Agreement

Amount	Amount on Record
Term	359 Months
Due	Oct 5, 2053

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2826 W 2ND ST, DULUTH, MN 55806-1720
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001072761
Date	Sep 26, 2023
Instrument	1072761

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY OF D
Type	Government Agency
Address	DULUTH, MN 55816

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2053

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2826 W 2ND ST, DULUTH, MN 55806-1720
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001474935
Date	Sep 26, 2023
Instrument	1474935

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY OF D
Type	Government Agency
Address	DULUTH, MN 55816

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 2826 W 2nd St was $2,202 with a homeowner's exemption, up 15.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,202.00 (+15.29%) Homeowner's exemption
2025	$1,910.00 (-23.96%) Homeowner's exemption	$248,200 (+16.04%) Land $17,400 Building $230,800	$248,200 (+16.04%) Land $17,400 Building $230,800
2024	$2,512.00	$213,900 Land $20,900 Building $193,000	$213,900 Land $20,900 Building $193,000
2022		$177,400 Land $18,400 Building $159,000	$177,400 Land $18,400 Building $159,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2826 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2826 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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