2818 W 2nd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2818 W 2nd St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,636 sqft · built 1906
Lot Size	0.08 acres (3,504 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Apr 2004)
Tax Bill	$3,014 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-1140-03350`

Property Details

APN / Parcel Number

Primary APN	`010-1140-03350`
Alternative APNs	`1166752` `563409`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,636 sqft Gross Area
1st Floor Area	756 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	3,504 sqft (0.08 acres)
Garage Area	640 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	74 sqft
Deck Area	5 sqft
Storage Building	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1166752
Street Address	2818 W 2ND ST
City	DULUTH
State	MN
Zip	55806-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER
Legal Block	81
Legal Lot Number	458
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2024
Census Tract	15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	301 E GILEAD ST, DULUTH, MN 55811-2609
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CHOICE CU
Feb 22, 2018	Grant Deed, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2004 · Amount on Record
Deed Sale	Apr 14, 2004 · Amount on Record
Deed Document Number	2004940256
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2818 W 2ND ST, DULUTH, MN 55806-1720
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001453643
Date	Oct 6, 2022
Instrument	1453643

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	34 Months
Due	Aug 1, 2025

Interest

Rate Type	Adjustable Rate
Rate	6%
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2818 W 2ND ST, DULUTH, MN 55806-1720
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001061320
Date	Sep 19, 2022
Instrument	1061320

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Aug 1, 2025

Interest

Rate Type	Adjustable Rate
Rate	6%
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2818 W 2ND ST, DULUTH, MN 55806-1720
Document Number	00A1390898
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 LEICESTER AVE DULUTH MN 558032116, DULUTH, MN 55803-2116
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1390898
Date	Sep 18, 2020
Instrument	A1390898

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Sep 17, 2023

Interest

Rate Type	Adjustable Rate
Rate	4.25%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2818 W 2ND ST, DULUTH, MN 55806-1720
Document Number	00A1389334
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 LEICESTER AVE DULUTH MN 558032116, DULUTH, MN 55803-2116
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1389334
Date	Sep 2, 2020
Instrument	A1389334

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Interest

Rate	4.25%

February 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 22, 2018
Property Address	2818 W 2ND ST, DULUTH, MN 55806-1720
Document Number	00A1328035
Instrument Date	Jan 26, 2018
Instrument	A1328035
Transaction Type	Mortgage
Record Updated	Mar 23, 2018
Title Company	STATE LOUIS COMPANY TITLE (SLCTC)

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 LEICESTER AVE DULUTH MN 558032116, DULUTH, MN 55803-2116

Mortgage

Document Number	A1328037
Date	Feb 22, 2018
Instrument	A1328037

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2048

Mortgage

Document Number	T995285,
Date	Feb 22, 2018
Instrument	T995285

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 21, 2033

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,014.00 (+13.31%)
2025	$2,660.00 (+6.91%)	$224,800 (+16.6%) Land $13,200 Building $211,600	$224,800 (+16.6%) Land $13,200 Building $211,600
2024	$2,488.00	$192,800 (+20.73%) Land $15,900 Building $176,900	$192,800 (+20.73%) Land $15,900 Building $176,900
2022		$159,700 Land $14,000 Building $145,700	$159,700 Land $14,000 Building $145,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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