2825 W Oconnell Ave, Rathdrum, ID 83858 Property Records

Kootenai County property record for 2825 W Oconnell Ave, Rathdrum, ID 83858

Property Summary

Property TypeMobile Home
Details1,826 sqft · built 1998
Lot Size9.53 acres (415,301 sqft)
OwnerIndividual Name on Record
Last Sale$356,300 (Aug 2014)
Tax Bill$105 (2025)
Deeds & MortgagesJul 2021 Reverse Mortgage
Jul 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN076350040020

Property Details

APN / Parcel Number

Primary APN076350040020
Alternative APN
  • 178542

Interior

Building Area1,826 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleMobile/Manufactured
Construction TypeFrame
Lot Area415,301 sqft (9.53 acres)
Pole Barn1,200 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas

Location & Zoning

Account Number178542
Street Address2825 W OCONNELL AVE
CityRATHDRUM
StateID
Zip83858
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeAG
Legal DescriptionSTEPPING STONES SUB, LT 2 BLOCK 4 3452N04W
Legal Range04W
Legal Township52N
Legal Section34
Legal SubdivisionSTEPPING STONES SUB
Legal Block4
Legal Lot Number2
JurisdictionKOOTENAI ID
Township / Civil DivisionSPIRIT LAKE-ATHOL
Census Block Group1
Census Block1018
Census Tract201

Owner

Source: Kootenai County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2825 W OCONNELL AVE, RATHDRUM, ID 83858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Deed of Trust, Mortgage · Reverse Mortgage
MAGNOLIA BANK
Jul 7, 2021Deed of Trust, Mortgage · Reverse Mortgage
MAGNOLIA BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2014 · Amount on Record
Deed SaleAug 22, 2014 · Amount on Record
Prior SaleOct 15, 2010 · Amount on Record
Deed Document Number2014246773
Prior Transfer DateAug 13, 2014
Prior Transfer Doc0000246773
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address2825 W OCONNELL AVE, RATHDRUM, ID 83858
Transaction TypeMortgage
Record UpdatedJul 20, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2825 W OCONNELL AVE, RATHDRUM, ID 83858-8139

Mortgage

Document Number2844720000
DateJul 7, 2021
Instrument2844720000
Lender
NameMAGNOLIA BANK
TypeBank
AddressOVERLAND PARK, KS 66210
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term881 Months
DueNov 30, 2094
Interest
Rate TypeAdjustable Rate
Rate2.08%
Type Change DateAug 1, 2021
Change FrequencyAnnually
Index1-Year CMT

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address2825 W OCONNELL AVE, RATHDRUM, ID 83858
Transaction TypeMortgage
Record UpdatedJul 20, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2825 W OCONNELL AVE, RATHDRUM, ID 83858-8139

Mortgage

Document Number2844818000
DateJul 7, 2021
Instrument2844818000
Lender
NameMAGNOLIA BANK
TypeBank
AddressOVERLAND PARK, KS 66210
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term881 Months
DueNov 30, 2094

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateIdaho
CountyKootenai County
Unified School DistrictLakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$105.00 (-59.62%) Homeowner's exemption$461,076 (-13.22%) Land $284,499 Building $176,577$461,076 (-13.22%) Land $284,499 Building $176,577
2024$260.00 (+81.82%)
2023$143.00 Homeowner's exemption$531,289 (+2.1%) Land $312,989 Building $218,300$531,289 (+2.1%) Land $312,989 Building $218,300
2022Homeowner's exemption$520,359 Land $308,969 Building $211,390$520,359 Land $308,969 Building $211,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Idaho
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Intermax Networks
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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