Kootenai County property record for 2825 W Oconnell Ave, Rathdrum, ID 83858
| Property Type | Mobile Home |
|---|---|
| Details | 1,826 sqft · built 1998 |
| Lot Size | 9.53 acres (415,301 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $356,300 (Aug 2014) |
| Tax Bill | $105 (2025) |
| Deeds & Mortgages | Jul 2021 Reverse Mortgage Jul 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 076350040020 |
| Primary APN | 076350040020 |
|---|---|
| Alternative APN |
|
| Building Area | 1,826 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Mobile/Manufactured |
| Construction Type | Frame |
| Lot Area | 415,301 sqft (9.53 acres) |
| Pole Barn | 1,200 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 178542 |
|---|---|
| Street Address | 2825 W OCONNELL AVE |
| City | RATHDRUM |
| State | ID |
| Zip | 83858 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AG |
| Legal Description | STEPPING STONES SUB, LT 2 BLOCK 4 3452N04W |
| Legal Range | 04W |
| Legal Township | 52N |
| Legal Section | 34 |
| Legal Subdivision | STEPPING STONES SUB |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | SPIRIT LAKE-ATHOL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 201 |
Source: Kootenai County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2825 W OCONNELL AVE, RATHDRUM, ID 83858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed of Trust, Mortgage · Reverse Mortgage MAGNOLIA BANK |
| Jul 7, 2021 | Deed of Trust, Mortgage · Reverse Mortgage MAGNOLIA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2014 · Amount on Record |
| Deed Sale | Aug 22, 2014 · Amount on Record |
| Prior Sale | Oct 15, 2010 · Amount on Record |
| Deed Document Number | 2014246773 |
| Prior Transfer Date | Aug 13, 2014 |
| Prior Transfer Doc | 0000246773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 2825 W OCONNELL AVE, RATHDRUM, ID 83858 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 2825 W OCONNELL AVE, RATHDRUM, ID 83858-8139 |
| Document Number | 2844720000 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2844720000 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | OVERLAND PARK, KS 66210 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 881 Months |
| Due | Nov 30, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.08% |
| Type Change Date | Aug 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 2825 W OCONNELL AVE, RATHDRUM, ID 83858 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 2825 W OCONNELL AVE, RATHDRUM, ID 83858-8139 |
| Document Number | 2844818000 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2844818000 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | OVERLAND PARK, KS 66210 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 881 Months |
| Due | Nov 30, 2094 |
Source: Kootenai County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Lakeland Joint School District 272 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $105.00 (-59.62%) Homeowner's exemption | $461,076 (-13.22%) Land $284,499 Building $176,577 | $461,076 (-13.22%) Land $284,499 Building $176,577 |
| 2024 | $260.00 (+81.82%) | ||
| 2023 | $143.00 Homeowner's exemption | $531,289 (+2.1%) Land $312,989 Building $218,300 | $531,289 (+2.1%) Land $312,989 Building $218,300 |
| 2022 | Homeowner's exemption | $520,359 Land $308,969 Building $211,390 | $520,359 Land $308,969 Building $211,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Intermax Networks Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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