2724 W Oconnell Ave, Rathdrum, ID 83858 Property Records

Kootenai County property record for 2724 W Oconnell Ave, Rathdrum, ID 83858

Property Summary

Property Type	Mobile Home
Details	1 bd · 3 ba · 952 sqft · built 1981
Lot Size	9.56 acres (416,826 sqft)
Owner	Individual Name on File
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`076350050030`

Property Details

APN / Parcel Number

Primary APN	`076350050030`
Alternative APN	`178546`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	952 sqft Finished Area

Exterior

Year Built	Built 1981
Architectural Style	Mobile/Manufactured
Construction Type	Frame
Foundation Type	Concrete
Lot Area	416,826 sqft (9.56 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas

Location & Zoning

Account Number	178546
Street Address	2724 W OCONNELL AVE
City	RATHDRUM
State	ID
Zip	83858-6034
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	STEPPING STONES SUB LT 3 BLOCK 5 3452N04W
Legal Subdivision	STEPPING STONES SUB
Legal Block	5
Legal Lot Number	3
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	1
Census Block	1020
Census Tract	201

Owner

2724 W Oconnell Ave, a mobile home, is owned and occupied by an individual who acquired it in July 2022.

Source: Kootenai County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2724 W OCONNELL AVE, RATHDRUM, ID 83858-6034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CU
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage HORIZON CU
May 2, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022
Deed Sale	Jul 1, 2022
Prior Sale	Sep 4, 2015
Deed Document Number	2906505000
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2724 W OCONNELL AVE, RATHDRUM, ID 83858-6034
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724W W OCONNELL AVE, RATHDRUM, ID 83858-6034
Investor	Possibly a Property Investor

Mortgage

Document Number	3021127000
Date	Oct 22, 2025
Instrument	3021127000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jul 1, 2022
Property Address	2724 W OCONNELL AVE, RATHDRUM, ID 83858-6034
Document Number	2906505000
Map Reference	MB F PG 297
Instrument Date	Jun 30, 2022
Instrument	2906505000
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 W OCONNELL AVE, RATHDRUM, ID 83858-6034
Investor	Possibly a Property Investor

Mortgage

Document Number	2906506000
Date	Jul 1, 2022
Instrument	2906506000

Lender

Name	HORIZON CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	KOOTENAI ID
Recording Date	May 2, 2022
Property Address	2724 W OCONNELL AVE, RATHDRUM, ID 83858-6034
Document Number	2898690000
Map Reference	MB F PG 297
Instrument Date	May 2, 2022
Instrument	2898690000
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3957 N 19TH ST, COEUR D ALENE, ID 83815-6339

Tax Assessment & Valuation

The 2025 property tax bill for 2724 W Oconnell Ave was $1,468 with a homeowner's exemption, down 6.6% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00 (-6.62%) Homeowner's exemption	$528,068 Land $486,088 Building $41,980	$528,068 Land $486,088 Building $41,980
2024	$1,572.00 (-14.7%)
2023	$1,843.00 Homeowner's exemption	$649,151 (+4.64%) Land $457,111 Building $192,040	$649,151 (+4.64%) Land $457,111 Building $192,040
2022	Homeowner's exemption	$620,358 Land $435,398 Building $184,960	$620,358 Land $435,398 Building $184,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2724 W Oconnell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2724 W Oconnell Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

May also be available: AT&T.

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