2825 SE 20th Ct, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2825 SE 20th Ct, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,743 sqft · built 1977
Lot Size	0.201 acres (8,799 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jan 2021)
Tax Bill	$2,326 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1-25-37-35-0090-00080-2350`

Property Details

APN / Parcel Number

Primary APN	`1-25-37-35-0090-00080-2350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,743 sqft Heated Area
Gross Area	2,396 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,799 sqft (0.201 acres)

Exterior Amenities

Pool Type	Gunite Pool
Pool Area	450 sqft
Porch	Open Porch
Fence	Fence
Shed	1 Shed
Shed Area	288 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2825 SE 20TH CT
City	OKEECHOBEE
State	FL
Zip	34974-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREASURE ISLAND UNIT 8 LOT 235 & A PORTION OF LOT 236 TREASURE ISLAND UNIT 8, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT
Legal Range	35E
Legal Township	37S
Legal Section	25
Legal Subdivision	TREASURE ISLAND UNIT 8
Legal Lot Number	235,A
Legal Unit	8
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2012
Census Tract	910403

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2825 SE 20TH CT, OKEECHOBEE, FL 34974-6322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Intrafamily Transfer, Transfer · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Jan 7, 2021	Warranty Deed, Transfer · FHA Mortgage ROYAL PACIFIC FNDG
Apr 6, 2020	Grant Deed, Transfer SERVICELINK
Jul 22, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	Jan 7, 2021 · Amount on Record
Deed Document Number	0000000186
Last Transfer Date	Aug 22, 2022
Transfer Doc	0000011417
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Aug 22, 2022
Property Address	2825 SE 20TH CT, OKEECHOBEE, FL 34974-6322
Document Number	0000011417
Map Reference	MB 3 PG 91
Instrument Date	Aug 15, 2022
Instrument	2022011417
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2825 SE 20TH CT, 2825, OKEECHOBEE, FL 34974-6322

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2825 SE 20TH CT, OKEECHOBEE, FL 34974-6322

Mortgage

Document Number	0000011418
Date	Aug 22, 2022
Instrument	2022011418

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 7, 2021
Property Address	2825 SE 20TH CT, OKEECHOBEE, FL 34974-6322
Document Number	0000000186
Instrument Date	Jan 6, 2021
Instrument	186
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	OKEE TANTIE TITLE COMPANY, OKEE TANTIE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2825 SE 20TH CT OKEECHOBEE FL 349746322, OKEECHOBEE, FL 34974-6322

Mortgage

Document Number	187
Date	Jan 7, 2021
Instrument	187

Lender

Name	ROYAL PACIFIC FNDG
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 6, 2020
Property Address	2825 SE 20TH CT, OKEECHOBEE, FL 34974-6322
Document Number	0000003482
Instrument Date	Mar 27, 2020
Instrument	3482
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$546.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	502 NW 2ND ST OKEECHOBEE FL 349724101, OKEECHOBEE, FL 34972-4101

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 22, 2019
Property Address	2825 SE 20TH CT, OKEECHOBEE, FL 34974-6322
Document Number	0008271737
Book / Page	000827 / 001737
Instrument Date	Jul 10, 2019
Instrument	7413
Transaction Type	Foreclosure
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	7255 BAYMEADOWS WAY JACKSONVILLE FL 322566851, JACKSONVILLE, FL 32256-6851
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,326.00 (-20.01%) Homeowner's exemption Widower's exemption	$215,248 (+5.99%)	$270,513 (+15.98%) Land $60,000 Building $210,513
2023	$2,908.00 (+6.79%) Homeowner's exemption	$203,089 (+3%)	$233,248 (+18.3%) Land $34,000 Building $199,248
2022	$2,723.00 Homeowner's exemption Widower's exemption	$197,174 Land $34,000 Building $163,174	$197,174 Land $34,000 Building $163,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (1999–2017)
Claims Outside the SFHA	11 of 21
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Wilma, Oct 2005 · 4 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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