2806 SE 20th Ct, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2806 SE 20th Ct, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,542 sqft · built 1974
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2021)
Tax Bill	$3,283 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2022 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`1-25-37-35-0090-00080-2020`

Property Details

APN / Parcel Number

Primary APN	`1-25-37-35-0090-00080-2020`
Alternative APN	`R12537350090000802020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,542 sqft Living Area
Gross Area	5,387 sqft
1st Floor Area	2,542 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	1,271 sqft
Pool Area	448 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2806 SE 20TH CT
City	OKEECHOBEE
State	FL
Zip	34974-6323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREASURE ISLAND - UNIT NO. 8 (PLAT BOOK 3 PAGE 91) LOT 202
Legal Range	35E
Legal Township	37S
Legal Section	25
Legal Subdivision	TREASURE ISLAND - UNIT NO 8
Legal Lot Number	202
Legal Unit	8
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2012
Census Tract	910403

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2806 SE 20TH CT, OKEECHOBEE, FL 34974-6323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN BANK
Oct 13, 2022	Intrafamily Transfer, Transfer
May 17, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 19, 2021	Warranty Deed, Transfer · Balloon Mortgage HIGHEST EXPECTATIONS INC
Jan 8, 2021	Grant Deed, Transfer GULLETT TITLE INC
Oct 29, 2020	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	2021252
Last Transfer Date	Oct 12, 2022
Transfer Doc	0000013388
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2806 SE 20TH CT, OKEECHOBEE, FL 34974-6323
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 SE 20TH CT, OKEECHOBEE, FL 34974-6323

Mortgage

Document Number	0000015853
Date	Dec 12, 2022
Instrument	2022015853

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 13, 2022
Property Address	2806 SE 20TH CT, OKEECHOBEE, FL 34974-6323
Document Number	0000013388
Map Reference	MB 3 PG 91
Instrument Date	Oct 12, 2022
Instrument	2022013388
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2806 SE 20TH CT, 2806, OKEECHOBEE, FL 34974-6323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 SE 20TH CT, OKEECHOBEE, FL 34974-6323

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 17, 2022
Property Address	2806 SE 20TH CT, OKEECHOBEE, FL 34974-6323
Document Number	0000006850
Map Reference	MB 3 PG 91
Instrument Date	May 17, 2022
Instrument	20220006850
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2806 SE 20TH CT, 2806, OKEECHOBEE, FL 34974-6323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 SE 20TH CT, OKEECHOBEE, FL 34974-6323

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 19, 2021
Property Address	2806 SE 20TH CT, OKEECHOBEE, FL 34974-6323
Document Number	2021004846
Map Reference	MB 3 PG 91
Instrument Date	Apr 13, 2021
Instrument	2021004846
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	INDEPENDENCE TITLE LC, INDEPENDENCE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	488 SE 37TH TER, 488, OKEECHOBEE, FL 34974-3724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 SE 37TH TER, OKEECHOBEE, FL 34974-3724

Mortgage

Document Number	2021004847
Date	Apr 19, 2021
Instrument	2021004847

Lender

Name	HIGHEST EXPECTATIONS INC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Oct 13, 2022

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 8, 2021
Property Address	2806 SE 20TH CT, OKEECHOBEE, FL 34974-6323
Document Number	0000000252
Instrument Date	Jan 8, 2021
Instrument	252
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 SE 37TH TER OKEECHOBEE FL 349743724, OKEECHOBEE, FL 34974-3724

October 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 29, 2020
Property Address	2806 SE 20TH CT, OKEECHOBEE, FL 34974-6323
Document Number	0000010554
Instrument Date	Oct 15, 2020
Instrument	10554
Transaction Type	Foreclosure
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	2 PORTLAND SQ PORTLAND ME 041014088, PORTLAND, ME 04101-4088

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,283.00 (+6.8%) Homeowner's exemption	$227,924 (+5.99%)	$354,863 (+15.64%) Land $75,000 Building $279,863
2023	$3,074.00 (+3.12%) Homeowner's exemption	$215,049 (+22.98%)	$306,877 (+75.49%) Land $42,500 Building $264,377
2022	$2,981.00	$174,866 Land $42,500 Building $132,366	$174,866 Land $42,500 Building $132,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (1999–2017)
Claims Outside the SFHA	11 of 21
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Wilma, Oct 2005 · 4 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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