2825 Ridge Ave, Dayton, OH 45414 Property Records

Montgomery County property record for 2825 Ridge Ave, Dayton, OH 45414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,266 sqft · built 1927
Lot Size	0.128 acres (5,602 sqft)
Owner	Owner Name on File
Tax Bill	$1,281 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72 15604 0004`

Property Details

APN / Parcel Number

Primary APN	`R72 15604 0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,266 sqft Living Area
1st Floor Area	832 sqft
Basement Area	198 sqft
Unfinished Basement	198 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,602 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Porch	Enclosed Porch
Porch Area	414 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2825 RIDGE AVE
City	DAYTON
State	OH
Zip	45414-5434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64838
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	4
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2013
Census Tract	1600

Owner

The current owner of 2825 Ridge Ave acquired it in March 2014.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Owner Name on File
Mailing Address	2825 RIDGE AVE, DAYTON, OH 45414-5434
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit DAY AIR CREDIT UNION INC
Jul 27, 2021	Deed of Trust, Mortgage · Line of Credit DAY AIR CREDIT UNION INC
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CU

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Feb 14, 2001
Last Transfer Date	Mar 21, 2014
Transfer Doc	0000014144
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2825 RIDGE AVE, DAYTON, OH 45414-5434
Transaction Type	Mortgage
Record Updated	Apr 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 RIDGE AVE, DAYTON, OH 45414-5434

Mortgage

Document Number	0000018920
Date	Mar 26, 2026
Instrument	2026-00018920

Lender

Name	DAY AIR CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45429

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2825 RIDGE AVE, DAYTON, OH 45414-5434
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 RIDGE AVE, DAYTON, OH 45414-5434

Mortgage

Document Number	0000056462
Date	Jul 27, 2021
Instrument	2021-00056462

Lender

Name	DAY AIR CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45429

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2825 RIDGE AVE, DAYTON, OH 45414-5434
Document Number	0000062102
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2825 RIDGE AVE DAYTON OH 454145434, DAYTON, OH 45414-5434

Mortgage

Document Number	0000062102
Date	Nov 7, 2019
Instrument	62102

Lender

Name	DAY AIR CU
Type	Credit Union
Address	KETTERING, OH 45429

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,130 Land $4,070 Building $18,060
2024	$1,281.00 (+2.48%)
2023	$1,250.00 (-8.63%)	$22,130 (+17.96%) Land $4,070 Building $18,060	$63,230 Land $11,630 Building $51,600
2022	$1,368.00	$18,760 Land $3,450 Building $15,310
2020			$53,590 Land $9,860 Building $43,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2825 Ridge Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1990–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2825 Ridge Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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