2825 Paddock Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2825 Paddock Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,097 sqft · built 1981
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$308,000 (Oct 2016)
Tax Bill$4,673 (2025)
Deeds & MortgagesJun 2021 Mortgage
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-758-5052-9

Property Details

APN / Parcel Number

Primary APNC62-000-758-5052-9
Alternative APNs
  • 05-28-16-77642-000-1170
  • 281605776420001170
  • 162805776420001170
  • R44046

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,097 sqft Living Area
Gross Area2,259 sqft
1st Floor Area2,097 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area126 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area226 sqft
Deck Area252 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR44046
Street Address2825 PADDOCK DR
CityPALM HARBOR
StateFL
Zip34684-3242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionRUSTIC OAKS 1ST ADD LOT 117
Legal Range16E
Legal Township28S
Legal Section5
Legal SubdivisionRUSTIC OAKS 1ST ADD
Legal Tract77642
Legal Lot Number117
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1000
Census Tract27331

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2825 PADDOCK DR, PALM HARBOR, FL 34684-3242
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
EMPOWER FCU
Mar 14, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2016 · Amount on Record
Deed SaleOct 13, 2016 · Amount on Record
Prior SaleOct 13, 2015 · Amount on Record
Deed Document Number2016313739
Deed Book / Page19375 / 1634
Last Transfer DateJan 22, 2018
Transfer Doc0199732242
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2825 PADDOCK DR, PALM HARBOR, FL 34684-3242
Transaction TypeMortgage
Record UpdatedJul 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2825 PADDOCK DR, PALM HARBOR, FL 34684-3242

Mortgage

Document Number0215992043
DateJun 25, 2021
Book Page21599/2043
Instrument2021211750
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2825 PADDOCK DR, PALM HARBOR, FL 34684-3242
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCLASSIC TITLE & SOLUTIONS IN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0198471555
DateNov 20, 2017
Book Page19847/1555
Instrument2017354460
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateMar 14, 2018
Property Address2825 PADDOCK DR, PALM HARBOR, FL 34684-3242
Document Number0199732242
Book / Page019973 / 002242
Instrument DateJan 22, 2018
Instrument78154
Transaction TypeTransfer
Record UpdatedMar 29, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2825 PADDOCK DR PALM HARBOR FL 346843242, PALM HARBOR, FL 34684-3242

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,673.00 (+5.72%) Homeowner's exemption$291,252 (+5.99%)$468,556 (+8.78%) Land $145,957 Building $322,599
2024$4,420.00 (+1.59%)
2023$4,351.00 (+2.96%) Homeowner's exemption$274,800 (+3%)$430,756 (+18.89%) Land $180,341 Building $250,415
2022$4,226.00 Homeowner's exemption$266,796$362,316 Land $172,936 Building $189,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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