2819 Paddock Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2819 Paddock Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,542 sqft · built 1983
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$317,500 (Apr 2020)
Tax Bill$5,110 (2025)
Deeds & MortgagesDec 2021 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-758-5051-1

Property Details

APN / Parcel Number

Primary APNC62-000-758-5051-1
Alternative APNs
  • 05-28-16-77642-000-1160
  • 281605776420001160
  • 162805776420001160
  • R44045

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,542 sqft Living Area
Gross Area2,363 sqft
1st Floor Area1,542 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area338 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR44045
Street Address2819 PADDOCK DR
CityPALM HARBOR
StateFL
Zip34684-3242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionRUSTIC OAKS 1ST ADD LOT 116
Legal Range16E
Legal Township28S
Legal Section5
Legal SubdivisionRUSTIC OAKS 1ST ADD
Legal Tract77642
Legal Lot Number116
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1000
Census Tract27331

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2819 PADDOCK DR, PALM HARBOR, FL 34684-3242
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
V I P MORTGAGE INC
Apr 14, 2020Warranty Deed, Transfer · Conventional with PMI
WEST TOWN BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2020 · Amount on Record
Deed SaleApr 14, 2020 · Amount on Record
Deed Document Number2020123620
Deed Book / Page20964 / 2463
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2819 PADDOCK DR, PALM HARBOR, FL 34684-3242
Transaction TypeMortgage
Record UpdatedJan 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2819 PADDOCK DR, PALM HARBOR, FL 34684-3242

Mortgage

Document Number0218560577
DateDec 17, 2021
Book Page21856/577
Instrument2021409913
Lender
NameV I P MORTGAGE INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85258
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 14, 2020
Property Address2819 PADDOCK DR, PALM HARBOR, FL 34684-3242
Document Number0209642463
Book / Page020964 / 002463
Instrument DateApr 2, 2020
Instrument123620
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,223.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2819 PADDOCK DR PALM HARBOR FL 346843242, PALM HARBOR, FL 34684-3242

Mortgage

Document Number209642466
DateApr 14, 2020
Book Page020964/002466
Instrument123623
Lender
NameWEST TOWN BK&TR
AddressRALEIGH, NC 27615
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 13, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,110.00 (+5.71%) Homeowner's exemption$315,431 (+5.99%)$421,566 (+5.14%) Land $145,304 Building $276,262
2024$4,834.00 (+1.53%)
2023$4,761.00 (+2.92%) Homeowner's exemption$297,613 (+3%)$400,962 (+20.05%) Land $178,639 Building $222,323
2022$4,626.00 Homeowner's exemption$288,945$333,982 Land $170,118 Building $163,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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