2825 Oldfield Dr, Monroe, NC 28110 Property Records

Union County property record for 2825 Oldfield Dr, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,240 sqft · built 2021
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Dec 2024)
Tax Bill	$3,443 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-216-361`

Property Details

APN / Parcel Number

Primary APN	`09-216-361`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,240 sqft Total Area
1st Floor Area	905 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	6,752 sqft (0.155 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2825 OLDFIELD DR
City	MONROE
State	NC
Zip	28110-5401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 84 VERONICA SPRINGS PH1 MP2 OPCP583
Legal Subdivision	VERONICA SPRINGS
Legal Lot Number	84
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3003
Census Tract	20401

Owner

2825 Oldfield Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2825 OLDFIELD DR, MONROE, NC 28110-5401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 10, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 23, 2021	Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2024 · Amount on File
Deed Sale	Dec 10, 2024 · Amount on File
Prior Sale	Nov 23, 2021 · Amount on File
Deed Document Number	202429504
Deed Book / Page	9027 / 535
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2825 OLDFIELD DR, MONROE, NC 28110-5401
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 OLDFIELD DR, MONROE, NC 28110-5401

Mortgage

Document Number	0009261668
Date	Dec 8, 2025
Book Page	9261/668
Instrument	32450

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 10, 2024
Property Address	2825 OLDFIELD DR, MONROE, NC 28110-5401
Document Number	0009027535
Book / Page	9027 / 535
Map Reference	CAB P FILES 583-585
Instrument Date	Dec 10, 2024
Instrument	29504
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7016 RUNNING SPRING DR, CHARLOTTE, NC 28205-7069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 OLDFIELD DR, MONROE, NC 28110-5401

Mortgage

Document Number	0000029505
Date	Dec 10, 2024
Instrument	29505

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 23, 2021
Property Address	2825 OLDFIELD DR, MONROE, NC 28110-5401
Document Number	0008322788
Book / Page	8322 / 788
Map Reference	CAB P FILE 583-585
Instrument Date	Nov 22, 2021
Instrument	55569
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$724.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11230 CARMEL COMMONS BLVD, CHARLOTTE, NC 28226-3920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 OLDFIELD DR, MONROE, NC 28110-5401

Mortgage

Document Number	0000055570
Date	Nov 23, 2021
Instrument	55570

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2825 Oldfield Dr was $3,443.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,900 (-) Land $81,400 Building $312,500	$393,900 (-) Land $81,400 Building $312,500
2025	$3,443.00	$393,900 Land $81,400 Building $312,500	$393,900 Land $81,400 Building $312,500
2023	$2,909.00	$266,800 Land $47,500 Building $219,300	$266,800 Land $47,500 Building $219,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2825 Oldfield Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2825 Oldfield Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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