2820 Oldfield Dr, Monroe, NC 28110 Property Records

Union County property record for 2820 Oldfield Dr, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,635 sqft · built 2021
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$387,000 (Nov 2021)
Tax Bill	$3,801 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-216-371`

Property Details

APN / Parcel Number

Primary APN	`09-216-371`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,635 sqft Total Area
1st Floor Area	1,105 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	7,013 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2820 OLDFIELD DR
City	MONROE
State	NC
Zip	28110-5401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 104 VERONICA SPRINGS PH1 MP2 OPCP583
Legal Subdivision	VERONICA SPRINGS
Legal Lot Number	104
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3003
Census Tract	20401

Owner

2820 Oldfield Dr is owned and occupied by two individuals who acquired it in June 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2820 OLDFIELD DR, MONROE, NC 28110-5401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Nov 24, 2021	Special Warranty Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Deed Document Number	202155818
Deed Book / Page	8324 / 400
Last Transfer Date	Jun 17, 2025
Transfer Doc	0009150584
Record Updated	Oct 29, 2026

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jul 1, 2025
Property Address	2820 OLDFIELD DR, MONROE, NC 28110-5401
Document Number	0009150584
Book / Page	9150 / 584
Map Reference	CAB P FILE 583-585
Instrument Date	Jun 17, 2025
Instrument	16593
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016594
Date	Jul 1, 2025
Instrument	16594

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 24, 2021
Property Address	2820 OLDFIELD DR, MONROE, NC 28110-5401
Document Number	0008324400
Book / Page	8324 / 400
Map Reference	CAB P FILE 583-585
Instrument Date	Nov 22, 2021
Instrument	55818
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 CARMEL RD STE 425, 425, CHARLOTTE, NC 28226-0203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 OLDFIELD DR, MONROE, NC 28110-5401

Mortgage

Document Number	0000055819
Date	Nov 24, 2021
Instrument	55819

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2820 Oldfield Dr was $3,801.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,800 (-) Land $81,400 Building $353,400	$434,800 (-) Land $81,400 Building $353,400
2025	$3,801.00	$434,800 Land $81,400 Building $353,400	$434,800 Land $81,400 Building $353,400
2023	$3,159.00	$289,700 Land $47,500 Building $242,200	$289,700 Land $47,500 Building $242,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2820 Oldfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2820 Oldfield Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

Nearby Properties on Oldfield Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures