2825 Leaf Shade Dr, Ellicott City, MD 21042 Property Records

Howard County property record for 2825 Leaf Shade Dr, Ellicott City, MD 21042

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,876 sqft · built 1986
Lot Size	0.604 acres (26,309 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Aug 2020)
Tax Bill	$616 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-294133`

Property Details

APN / Parcel Number

Primary APN	`02-294133`
Alternative APNs	`2294133` `294133`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,876 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,309 sqft (0.604 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Patio Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	294133
Street Address	2825 LEAF SHADE DR
City	ELLICOTT CITY
State	MD
Zip	21042-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 31 .604 A 2825 LEAF SHADE DR ST JOHNS GREEN S 1 AR 2
Legal Subdivision	ST JOHNS GREEN SEC 01
Legal Lot Number	31
Jurisdiction	HOWARD MD
Township / Civil Division	2, ELLICOTT CITY
Census Block Group	1
Census Block	1002
Census Tract	602202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2825 Leaf Shade Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2825 LEAF SHADE DR, ELLICOTT CITY, MD 21042-2538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Prior Sale	Dec 29, 2000 · Amount on File
Deed Book / Page	19627 / 105
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 18, 2020
Property Address	2825 LEAF SHADE DR, ELLICOTT CITY, MD 21042-2538
Document Number	0196270105
Book / Page	19627 / 105
Map Reference	PL 6370
Instrument Date	Aug 10, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EVERGREEN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2825 LEAF SHADE DR, ELLICOTT CITY, MD 21042-2538

Mortgage

Document Number	19627111
Date	Aug 18, 2020
Instrument	19627/111

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2825 Leaf Shade Dr was $616.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$616.00	$764,400 (+5.77%)	$806,100 (-) Land $287,600 Building $518,500
2025	$616.00	$722,700	$806,100 Land $287,600 Building $518,500
2023		$660,700	$681,000 Land $262,600 Building $418,400
2022	$7,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2825 Leaf Shade Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	20 (1996–2018)
Claims Outside the SFHA	2 of 20
Most Recent Claim	May 2018 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, May 2018 · 10 claims Remnants Of Tropical Storm Lee, Sep 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2825 Leaf Shade Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20