Howard County property record for 2822 Leaf Shade Dr, Ellicott City, MD 21042
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,460 sqft · built 1986 |
| Lot Size | 0.368 acres (16,017 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Jul 2012) |
| Tax Bill | $11,327 (2026) |
| Deeds & Mortgages | Jun 2019 Line of Credit Mar 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-294184 |
| Primary APN | 02-294184 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,017 sqft (0.368 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 257 sqft |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 294184 |
|---|---|
| Street Address | 2822 LEAF SHADE DR |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21042-2558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 35 .368 A 2822 LEAF SHADE DR ST JOHNS GREEN S 1 AR 2 |
| Legal Subdivision | ST JOHNS GREEN SEC 01 |
| Legal Lot Number | 35 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 602202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2822 LEAF SHADE DR, ELLICOTT CITY, MD 21042-2558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 17, 2021 | Deed of Trust, Mortgage · Line of Credit APL FCU |
| Sep 11, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2012 · Amount on Record |
| Deed Sale | Jul 12, 2012 · Amount on Record |
| Prior Sale | Jul 10, 2007 · Amount on Record |
| Deed Book / Page | 14137 / 307 |
| Last Transfer Date | Aug 29, 2020 |
| Transfer Doc | 0196970128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 2822 LEAF SHADE DR, ELLICOTT CITY, MD 21042-2558 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0187150195 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 18715/195 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 2822 LEAF SHADE DR, ELLICOTT CITY, MD 21042-2558 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2822 LEAF SHADE DR, ELLICOTT CITY, MD 21042-2558 |
| Document Number | 0203400446 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 20340/446 |
| Name | APL FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20723 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 1, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 11, 2020 |
| Property Address | 2822 LEAF SHADE DR, ELLICOTT CITY, MD 21042-2558 |
| Document Number | 0196970128 |
| Book / Page | 19697 / 128 |
| Map Reference | MB 6370 |
| Instrument Date | Aug 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2822 LEAF SHADE DR, ELLICOTT CITY, MD 21042-2558 |
| Document Number | 19697131 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 19697/131 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,327.00 (+3.46%) Homeowner's exemption | $769,000 (+5.86%) | $811,600 (-) Land $282,500 Building $529,100 |
| 2025 | $10,948.00 (+4.87%) Homeowner's exemption | $726,400 (+10.11%) | $811,600 (+18.69%) Land $282,500 Building $529,100 |
| 2024 | $10,440.00 (+45.89%) | ||
| 2023 | $659,700 | $683,800 Land $257,500 Building $426,300 | |
| 2022 | $7,156.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 20 (1996–2018) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | May 2018 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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