2824 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2824 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 2 ba · 2,238 sqft · built 1912
Lot Size	0.08 acres (3,491 sqft)
Owner	Company Name on Record
Last Sale	$3,000 (Dec 2021)
Tax Bill	$4,034 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-1820-00370`

Property Details

APN / Parcel Number

Primary APN	`010-1820-00370`
Alternative APN	`1122912`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,238 sqft Gross Area
1st Floor Area	998 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,491 sqft (0.08 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	114 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1122912
Street Address	2824 W 3RD ST
City	DULUTH
State	MN
Zip	55806-3317
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	W 1/2 SERIAL #
Legal Subdivision	GAYS DIV OF DULUTH
Legal Block	4
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2023
Census Tract	15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1831 E 8TH ST, 101, DULUTH, MN 55812-1365
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Quit Claim Deed, Transfer · Line of Credit SUPERIOR CHOICE CU
Sep 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRMA INVESTMENTS INC
Aug 7, 2019	Quit Claim Deed, Transfer MERIDIAN TITLE
May 8, 2019	Grant Deed, Foreclosure SERVICELINK
Feb 20, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	May 8, 2019 · Amount on Record
Deed Document Number	20211432569
Prior Transfer Date	Dec 10, 2021
Prior Transfer Doc	0001432569
Record Updated	Sep 20, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 14, 2021
Property Address	2824 W 3RD ST, DULUTH, MN 55806-3317
Document Number	0001432569
Instrument Date	Dec 10, 2021
Instrument	1432569
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 E 8TH ST UNIT 101, 101, DULUTH, MN 55812-1365

Mortgage

Document Number	0001432570
Date	Dec 14, 2021
Instrument	1432570

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jan 5, 2037

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 17, 2021
Property Address	2824 W 3RD ST, DULUTH, MN 55806-3317
Document Number	0001424835
Instrument Date	Oct 15, 2020
Instrument	1424835
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	FIRST FINANCIAL TITLE AGENCY/MN, FIRST FINCL TTL AGCY OF MN I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$203.78
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5726 ONEIDA ST, DULUTH, MN 55804-1350

Mortgage

Document Number	0001424836
Date	Sep 17, 2021
Instrument	1424836

Lender

Name	FIRMA INVESTMENTS INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	26 Months
Due	Nov 1, 2023

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 7, 2019
Property Address	2824 W 3RD ST, DULUTH, MN 55806-3317
Document Number	00A1360279
Instrument Date	Jul 29, 2019
Instrument	A1360279
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441

May 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 8, 2019
Property Address	2824 W 3RD ST, DULUTH, MN 55806-3317
Document Number	0001354369
Instrument Date	Oct 5, 2018
Instrument	1354369
Transaction Type	Foreclosure
Record Updated	May 21, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 20, 2018
Property Address	2824 W 3RD ST, DULUTH, MN 55806-3317
Document Number	00A1327949
Instrument Date	Feb 20, 2018
Instrument	A1327949
Transaction Type	Foreclosure
Record Updated	Mar 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$277.20
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,034.00 (+13.7%)
2025	$3,548.00 (+7.06%)	$246,200 (+16.9%) Land $13,200 Building $233,000	$246,200 (+16.9%) Land $13,200 Building $233,000
2024	$3,314.00 (+3.05%)	$210,600 (+20.69%) Land $15,800 Building $194,800	$210,600 (+20.69%) Land $15,800 Building $194,800
2023	$3,216.00
2022		$174,500 (+46.76%) Land $13,900 Building $160,600	$174,500 (+46.76%) Land $13,900 Building $160,600
2021		$118,900 Land $3,900 Building $115,000	$118,900 Land $3,900 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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