2820 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2820 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Apartments (5+ Units)
Details	2,907 sqft · built 1904
Lot Size	0.16 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$2,600,000 (Mar 2025)
Tax Bill	$3,686 (2026)
Deeds & Mortgages	Nov 2023 Sale Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1820-00390`

Property Details

APN / Parcel Number

Primary APN	`010-1820-00390`
Alternative APNs	`1031725` `1179613`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,907 sqft Gross Area
1st Floor Area	1,292 sqft
Basement Area	1,292 sqft
Unfinished Basement	1,292 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Porch
Porch Area	35 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1179613
Street Address	2820 W 3RD ST
City	DULUTH
State	MN
Zip	55806-1765
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	C2
Legal Description	LOT: 004 BLOCK:004 SERIAL #
Legal Subdivision	GAYS DIVISION OF DULUTH
Legal Block	4
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2023
Census Tract	15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20 CYPRESS DR, DULUTH, MN 55810-1902
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Warranty Deed, Transfer PIONEER LAND TITLE, PIONEER TITLE
Mar 23, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage REDEVELOPMENT AGCY
Dec 20, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2025 · Amount on Record
Deed Sale	Mar 4, 2025 · Amount on Record
Prior Sale	Mar 4, 2025 · Amount on Record
Deed Document Number	20251505942
Prior Transfer Date	Feb 27, 2025
Prior Transfer Doc	0001088027
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 6, 2023
Property Address	2820 W 3RD ST, DULUTH, MN 55806-1765
Document Number	0001477571
Instrument Date	Nov 2, 2023
Instrument	1477571
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Amount	Amount Recorded
Tax	$379.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1817 CHINOOK DR, DULUTH, MN 55811-2138

March 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST LOUIS MN
Recording Date	Mar 23, 2021
Property Address	2820 W 3RD ST, DULUTH, MN 55806-1765
Document Number	0001407683
Instrument Date	Mar 11, 2021
Instrument	1407683
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	CARLTON COUNTY ABSTRACT AND TITLE, CARLTON CNTY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 CHINOOK DR, DULUTH, MN 55811-2138

Mortgage

Date	Mar 23, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2041

Interest

Rate	5%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2820 W 3RD ST, DULUTH, MN 55806-1765
Document Number	00A1387099
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 W 3RD ST DULUTH MN 558061765, DULUTH, MN 55806-1765

Mortgage

Document Number	00A1387099
Date	Aug 5, 2020
Instrument	A1387099

Lender

Name	REDEVELOPMENT AGCY
Address	222 E 2ND ST, DULUTH, MN 55805-1807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 4, 2035

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Dec 20, 2018
Property Address	2820 W 3RD ST, DULUTH, MN 55806-1765
Document Number	00A1346956
Instrument Date	Dec 11, 2018
Instrument	A1346956
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16381 GUNFLINT TRL LAKEVILLE MN 550445238, LAKEVILLE, MN 55044-5238

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,686.00 (+15.77%)
2025	$3,184.00 (+0.51%)	$279,700 (+46.75%) Land $25,400 Building $254,300	$279,700 (+46.75%) Land $25,400 Building $254,300
2024		$190,600 (+10.05%) Land $8,400 Building $182,200	$190,600 (+10.05%) Land $8,400 Building $182,200
2023	$3,168.00
2022		$173,200 Land $7,900 Building $165,300	$173,200 Land $7,900 Building $165,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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