2824 Viro Ave, Independence, MO 64057 Property Records

Jackson County property record for 2824 Viro Ave, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,563 sqft · built 1990
Lot Size	0.252 acres (10,976 sqft)
Owner	Individual Name on File
Tax Bill	$4,467 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-910-15-12`

Property Details

APN / Parcel Number

Primary APN	`25-910-15-12`
Alternative APNs	`25-910-15-12-00-0-00-000` `1515718`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,563 sqft Living Area
1st Floor Area	1,529 sqft
Basement Area	1,529 sqft
Finished Basement	1,146 sqft
Unfinished Basement	383 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,976 sqft (0.252 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	26 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1515718
Street Address	2824 VIRO AVE
City	INDEPENDENCE
State	MO
Zip	64057-2664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16A, HIDDEN VALLEY CLUB, A REPLAT OF LOT 16 HIDDEN VALLE Y CLUB LOT 16 & LOT 26 HIDDEN VALLEY CLUB LOTS 26-51---LOT 1 6A
Legal Subdivision	HIDDEN VALLEY CLUB
Legal Block	2
Legal Lot Number	16A
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2008
Census Tract	14702

Owner

Source: Jackson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2824 VIRO AVE, INDEPENDENCE, MO 64057-2664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MTG
Feb 13, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MTG
Feb 19, 2020	Warranty Deed, Transfer FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC
Dec 20, 2017	Deed of Trust, Mortgage · VA Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2020
Deed Sale	Feb 19, 2020
Prior Sale	May 21, 2013 · Amount on Record
Deed Document Number	2020E14542
Prior Transfer Date	Apr 2, 1996
Prior Transfer Doc	0000000446
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2824 VIRO AVE, INDEPENDENCE, MO 64057-2664
Document Number	000E111089
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 VIRO AVE INDEPENDENCE MO 640572664, INDEPENDENCE, MO 64057-2664

Mortgage

Document Number	000E111089
Date	Nov 23, 2020
Instrument	111089E

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2824 VIRO AVE, INDEPENDENCE, MO 64057-2664
Document Number	0000E20973
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 VIRO AVE INDEPENDENCE MO 640572664, INDEPENDENCE, MO 64057-2664

Mortgage

Document Number	0000E20973
Date	Mar 11, 2020
Instrument	20973E

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 19, 2020
Property Address	2824 VIRO AVE, INDEPENDENCE, MO 64057-2664
Document Number	0000E14542
Instrument Date	Oct 28, 2019
Instrument	14542E
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 VIRO AVE INDEPENDENCE MO 640572664, INDEPENDENCE, MO 64057-2664

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2824 VIRO AVE, INDEPENDENCE, MO 64057-2664
Document Number	000E115011
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	TRUHOME TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 VIRO AVE INDEPENDENCE MO 640572664, INDEPENDENCE, MO 64057-2664

Mortgage

Document Number	000E115011
Date	Dec 28, 2017
Instrument	115011E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,281 (-14.27%) Land $10,574 Building $44,707	$290,950 (-14.28%)
2024	$4,467.00 (+2.31%)
2023	$4,366.00	$64,486 Land $11,951 Building $52,535	$339,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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