2823 Sanger Ave, Waco, TX 76707 Property Records

McLennan County property record for 2823 Sanger Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,656 sqft · built 1912
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,200 (Apr 2021)
Tax Bill	$4,810 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-043800-028400-3`

Property Details

APN / Parcel Number

Primary APN	`48-043800-028400-3`
Alternative APNs	`4804380002840030111` `196484`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,656 sqft Living Area
1st Floor Area	1,448 sqft
2nd Floor Area	1,208 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1966
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	165 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	594 sqft
Driveway	Concrete Driveway
Driveway Area	1,720 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	342 sqft
Patio Area	482 sqft
Canopy	36 sqft
Storage Building	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2823 SANGER AVE
City	WACO
State	TX
Zip	76707-3379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WEST END LOT B9 10 BLOCK Z ACRES .28
Legal Subdivision	WEST END
Legal Block	Z
Legal Lot Number	B9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1018
Census Tract	800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2823 SANGER AVE, WACO, TX 76707-3379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Vendor's Lien, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 2, 2018	Warranty Deed, Transfer LOANDEPOT.COM LLC
Sep 17, 2018	Warranty Deed, Transfer FIRST NAT'L BK/MCGREGOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	202112372
Prior Transfer Date	Jul 7, 2009
Prior Transfer Doc	0000021002
Record Updated	Oct 29, 2026

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 6, 2021
Property Address	2823 SANGER AVE, WACO, TX 76707-3379
Document Number	0000012372
Map Reference	VOL 213 PG 17
Instrument Date	Apr 1, 2021
Instrument	2021012372
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2823 SANGER AVE, WACO, TX 76707-3379

Mortgage

Document Number	0000012373
Date	Apr 6, 2021
Instrument	2021012373

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 2, 2018
Property Address	2823 SANGER AVE, WACO, TX 76707-3379
Document Number	0000038624
Instrument Date	Oct 22, 2018
Instrument	38624
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	HOME ABSTRACT AND TITLE COMPANY, HOME ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 SANGER AVE WACO TX 767073379, WACO, TX 76707-3379

Mortgage

Document Number	38625
Date	Nov 2, 2018
Instrument	38625

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2033

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 17, 2018
Property Address	2823 SANGER AVE, WACO, TX 76707-3379
Document Number	0000032907
Instrument Date	Sep 14, 2018
Instrument	32907
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2823 SANGER AVE WACO TX 767073379, WACO, TX 76707-3379

Mortgage

Document Number	32908
Date	Sep 17, 2018
Instrument	32908

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,015 (-) Land $51,105 Building $254,910	$306,015 (-) Land $51,105 Building $254,910
2025	$4,810.00 (-21.57%) Homeowner's exemption	$306,015 (-12.57%) Land $46,470 Building $259,545	$306,015 (-12.57%) Land $46,470 Building $259,545
2024	$6,133.00 (+0.54%)
2023		$350,000 Land $46,470 Building $303,530	$350,000 Land $46,470 Building $303,530
2022	$6,100.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband, T-Mobile.

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