2823 Harvard Rd, Charleston, SC 29414 Property Records

Charleston County property record for 2823 Harvard Rd, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,368 sqft · built 1968
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,000 (Oct 2020)
Tax Bill	$2,500 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jun 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`358-12-00-082`

Property Details

APN / Parcel Number

Primary APN	`358-12-00-082`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,368 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	1,228 sqft
Upper Floors Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Split Level
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	100 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2823 HARVARD RD
City	CHARLESTON
State	SC
Zip	29414-7031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DRAYTON ON ASHLEY DESCRIPTION -LT 16 BLK I
Legal Subdivision	DRAYTON ON ASHLEY
Legal Block	I
Legal Lot Number	16
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3034
Census Tract	5701

Owner

Source: Charleston County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2823 HARVARD RD, CHARLESTON, SC 29414-7031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	0000922252
Deed Book / Page	922 / 252
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 5, 2020
Property Address	2823 HARVARD RD, CHARLESTON, SC 29414-7031
Document Number	0922/0252
Book / Page	000922 / 000252
Instrument Date	Sep 16, 2020
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2823 HARVARD RD CHARLESTON SC 294147031, CHARLESTON, SC 29414-7031

Mortgage

Document Number	922/0253
Date	Oct 5, 2020
Book Page	000922/000253

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2823 HARVARD RD, CHARLESTON, SC 29414-7031
Document Number	0895/0058
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2823 HARVARD RD CHARLESTON SC 294147031, CHARLESTON, SC 29414-7031

Mortgage

Document Number	0895/0058
Date	Jul 7, 2020
Book Page	000895/000058

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,500.00 (+5.09%)	$14,720 (-)
2022	$2,379.00	$14,720	$368,000 (-) Land $136,600 Building $231,400
2020			$368,000 Land $136,600 Building $231,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	10 (2015–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

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