2813 Harvard Rd, Charleston, SC 29414 Property Records

Charleston County property record for 2813 Harvard Rd, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,500 sqft · built 1974
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Dec 2002)
Tax Bill	$2,374 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`358-12-00-084`

Property Details

APN / Parcel Number

Primary APN	`358-12-00-084`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,500 sqft Living Area
1st Floor Area	1,108 sqft
Upper Floors Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	121 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2813 HARVARD RD
City	CHARLESTON
State	SC
Zip	29414-7031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DRAYTON ON ASHLEY DESCRIPTION -LT 14 BLK I
Legal Subdivision	DRAYTON ON ASHLEY
Legal Block	I
Legal Lot Number	14
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3034
Census Tract	5701

Owner

Source: Charleston County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2813 HARVARD RD, CHARLESTON, SC 29414-7031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG FIN'L
Nov 15, 2017	Quit Claim Deed, Transfer BOSTON NATIONAL TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2002 · Amount on Record
Deed Sale	Dec 9, 2002 · Amount on Record
Deed Book / Page	428 / 251
Last Transfer Date	Jun 13, 2017
Transfer Doc	0679/0750
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2813 HARVARD RD, CHARLESTON, SC 29414-7031
Document Number	0895/0391
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 HARVARD RD CHARLESTON SC 294147031, CHARLESTON, SC 29414-7031

Mortgage

Document Number	0895/0391
Date	Jul 7, 2020
Book Page	000895/000391

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 15, 2017
Property Address	2813 HARVARD RD, CHARLESTON, SC 29414-7031
Document Number	0679/0750
Book / Page	000679 / 000750
Instrument Date	Jun 13, 2017
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	BOSTON NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 HARVARD RD CHARLESTON SC 294147031, CHARLESTON, SC 29414-7031

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,374.00 (+11.46%)
2024	$2,130.00 (+5.39%)	$12,330 (-)
2022	$2,021.00	$12,330	$378,300 (-) Land $139,500 Building $238,800
2020			$378,300 Land $139,500 Building $238,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	10 (2015–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

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