2823 Dreyfus Rd, Waco, KY 40385 Property Records

Madison County property record for 2823 Dreyfus Rd, Waco, KY 40385

Property Summary

Property Type	Single Family Home
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$168,500 (May 2026)
Tax Bill	$1,004 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0123-0000-0011`

Property Details

APN / Parcel Number

Primary APN	`0123-0000-0011`
Alternative APNs	`100616` `137844` `67824`

Exterior

Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Account Number	67824
Street Address	2823 DREYFUS RD
City	WACO
State	KY
Zip	40385-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.50 ACRES
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2014
Census Tract	11103

Owner

2823 Dreyfus Rd is owned and occupied by an individual who bought it in May 2026.

Source: Madison County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2823 DREYFUS RD, WACO, KY 40385-9517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 4, 2021	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Prior Sale	Oct 4, 2021 · Amount on File
Deed Document Number	202614351057
Deed Book / Page	883 / 184
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 26, 2026
Property Address	2823 DREYFUS RD, WACO, KY 40385-9517
Document Number	0014351057
Book / Page	883 / 184
Instrument Date	May 22, 2026
Instrument	202614351057
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	JETT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,018.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2823 DREYFUS RD, WACO, KY 40385-9517

Mortgage

Document Number	0014351060,
Date	May 26, 2026
Instrument	202614351060

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	May 26, 2026
Property Address	2823 DREYFUS RD, WACO, KY 40385-9517
Document Number	0014351060
Book / Page	2470 / 772
Instrument Date	May 22, 2026
Instrument	202614351060
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	JETT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0014351060,
Date	May 26, 2026
Book Page	2470/772
Instrument	202614351060

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 4, 2021
Property Address	2823 DREYFUS RD, WACO, KY 40385-9517
Document Number	00D812/353
Book / Page	D812 / 353
Instrument Date	Sep 30, 2021
Instrument	2014056382
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 BEND RD, WACO, KY 40385-9752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2823 DREYFUS RD, WACO, KY 40385-9517

Mortgage

Document Number	2014056383
Date	Oct 4, 2021
Instrument	2014056383

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2823 Dreyfus Rd was $1,004.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,004.00	$106,500	$106,500
2023	$1,033.00	$106,500	$106,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2823 Dreyfus Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2823 Dreyfus Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 73% of Kentucky
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: Verizon.

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