2816 Dreyfus Rd, Waco, KY 40385 Property Records

Madison County property record for 2816 Dreyfus Rd, Waco, KY 40385

Property Summary

Property Type	Single Family Home
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Feb 2022)
Tax Bill	$1,191 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0123-0000-0018`

Property Details

APN / Parcel Number

Primary APN	`0123-0000-0018`
Alternative APNs	`102328` `139597` `69701`

Exterior

Lot Area	98,010 sqft (2.25 acres)

Location & Zoning

Account Number	69701
Street Address	2816 DREYFUS RD
City	WACO
State	KY
Zip	40385-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 & 2 (2.25 ACRES)
Legal Subdivision	BARK ROAD
Legal Tract	1
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1024
Census Tract	11103

Owner

2816 Dreyfus Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Madison County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2816 DREYFUS RD, WACO, KY 40385-9517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Correction Deed · FHA Mortgage LOANDEPOT.COM LLC
Jul 22, 2021	Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Dec 11, 2019	Intrafamily Transfer, Transfer SPRINGDALE TITLE LLC
Aug 28, 2018	Intrafamily Transfer, Transfer SPRINGDALE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Prior Sale	Jul 22, 2021 · Amount on File
Deed Document Number	202214076039
Deed Book / Page	818 / 141
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	D00782/187
Record Updated	Oct 29, 2026

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MADISON KY
Recording Date	Feb 7, 2022
Property Address	2816 DREYFUS RD, WACO, KY 40385-9517
Document Number	00D818/141
Book / Page	D818 / 141
Map Reference	CAB 10 SL 135
Instrument Date	Feb 3, 2022
Instrument	2014076039
Record Updated	Feb 17, 2023
Title Company	JETT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2812 DREYFUS RD, WACO, KY 40385-9517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 DREYFUS RD, WACO, KY 40385-9517

Mortgage

Document Number	2014076040
Date	Feb 7, 2022
Instrument	2014076040

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jul 1, 2051

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 22, 2021
Property Address	2816 DREYFUS RD, WACO, KY 40385-9517
Document Number	00D808/342
Book / Page	D808 / 342
Map Reference	CAB 29
Instrument Date	Jun 11, 2021
Instrument	2014045264
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	JETT TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2812 DREYFUS RD, WACO, KY 40385-9517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 DREYFUS RD, WACO, KY 40385-9517

Mortgage

Document Number	2014045266
Date	Jul 22, 2021
Instrument	2014045266

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Mortgage

Document Number	0M2074/548
Date	Jul 22, 2021
Book Page	M2074/548
Instrument	2014045267

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	NORTH WATERBORO, ME 4061

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2031

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Dec 11, 2019
Property Address	2816 DREYFUS RD, WACO, KY 40385-9517
Document Number	D00782/187
Book / Page	D00782 / 187
Instrument Date	Dec 11, 2019
Instrument	2014003759
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	SPRINGDALE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2816 DREYFUS RD, WACO, KY 40385-9517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 DREYFUS RD, WACO, KY 40385-9517

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Aug 28, 2018
Property Address	2816 DREYFUS RD, WACO, KY 40385-9517
Document Number	D00763/676
Book / Page	D00763 / 676
Instrument Date	Aug 17, 2018
Instrument	2013980982
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	SPRINGDALE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2816 DREYFUS RD, WACO, KY 40385-9517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 DREYFUS RD, WACO, KY 40385-9517

Tax Assessment & Valuation

The 2025 property tax bill for 2816 Dreyfus Rd was $1,191.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,191.00	$120,000	$120,000
2023	$1,214.00	$120,000	$120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2816 Dreyfus Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2816 Dreyfus Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: Verizon.

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