2822 Stratton Ct, Dayton, OH 45458 Property Records

Montgomery County property record for 2822 Stratton Ct, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,556 sqft · built 1998
Lot Size	0.637 acres (27,748 sqft)
Owner	2 Individual Names on File
Last Sale	$220,100 (Apr 1998)
Tax Bill	$9,089 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O67 20625 0001`

Property Details

APN / Parcel Number

Primary APN	`O67 20625 0001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,556 sqft Living Area
1st Floor Area	683 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	27,748 sqft (0.637 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2822 STRATTON CT
City	DAYTON
State	OH
Zip	45458-9265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 KENSINGTON GROVE SEC 2
Legal Subdivision	KENSINGTON GROVE SEC 02
Legal Lot Number	45
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	40306

Owner

2822 Stratton Ct is owned and occupied by two individuals who bought it in April 1998.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2822 STRATTON CT, DAYTON, OH 45458-9265
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 1998 · Amount on File
Deed Sale	Apr 2, 1998 · Amount on File
Prior Sale	Apr 2, 1998 · Amount on File
Deed Document Number	0006543
Deed Book / Page	0000980205 / 0000000C09
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2822 STRATTON CT, DAYTON, OH 45458-9265
Document Number	0000051495
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2822 STRATTON CT DAYTON OH 454589265, DAYTON, OH 45458-9265

Mortgage

Document Number	0000051495
Date	Aug 31, 2020
Instrument	51495

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 30, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2822 STRATTON CT, DAYTON, OH 45458-9265
Document Number	0000014557
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2822 STRATTON CT DAYTON OH 454589265, DAYTON, OH 45458-9265

Mortgage

Document Number	0000014557
Date	Mar 10, 2017
Instrument	14557

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,850 Land $24,680 Building $111,170
2024	$9,089.00 (+8.66%)
2023	$8,365.00 (+11.67%)	$135,850 (+41.16%) Land $24,680 Building $111,170	$388,120 Land $70,500 Building $317,620
2022	$7,491.00	$96,240 Land $17,500 Building $78,740
2020			$274,980 Land $50,000 Building $224,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2822 Stratton Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2822 Stratton Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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