2822 Silver Fox Cir, Duluth, MN 55811 Property Records

St. Louis County property record for 2822 Silver Fox Cir, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,882 sqft · built 2003
Lot Size	0.489 acres (21,337 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Oct 2016)
Tax Bill	$8,006 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3754-00170`

Property Details

APN / Parcel Number

Primary APN	`010-3754-00170`
Alternative APN	`1017931`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,882 sqft Gross Area
1st Floor Area	2,882 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Lot Area	21,337 sqft (0.489 acres)
Garage Area	792 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	382 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1017931
Street Address	2822 SILVER FOX CIR
City	DULUTH
State	MN
Zip	55811-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0017 BLOCK:001 SERIAL #
Legal Subdivision	SECOND ADDITION
Legal Block	1
Legal Lot Number	17
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2005
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2822 SILVER FOX CIR, DULUTH, MN 55811-5834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU
Dec 1, 2021	Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS LLC
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2016 · Amount on Record
Deed Sale	Oct 17, 2016 · Amount on Record
Prior Sale	Mar 27, 2014 · Amount on Record
Deed Document Number	2016977363
Prior Transfer Date	Apr 9, 2002
Prior Transfer Doc	0000722212
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2822 SILVER FOX CIR, DULUTH, MN 55811-5834
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001094130
Date	Sep 12, 2025
Instrument	1094130

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 11, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2822 SILVER FOX CIR, DULUTH, MN 55811-5834
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001050180
Date	Dec 1, 2021
Instrument	1050180

Lender

Name	GO DIRECT LENDERS LLC
Type	Mortgage Company
Address	ENCINO, CA 91316

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2822 SILVER FOX CIR, DULUTH, MN 55811-5834
Document Number	00T1016875
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2822 SILVER FOX CIR DULUTH MN 558115834, DULUTH, MN 55811-5834

Mortgage

Document Number	00T1016875
Date	Oct 31, 2019
Instrument	T1016875

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 30, 2039

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,006.00 (+11.04%) Homeowner's exemption
2025	$7,210.00 (-3.87%) Homeowner's exemption	$620,300 (+18.95%) Land $61,400 Building $558,900	$620,300 (+18.95%) Land $61,400 Building $558,900
2024	$7,500.00	$521,500 (+6.15%) Land $65,300 Building $456,200	$521,500 (+6.15%) Land $65,300 Building $456,200
2022		$491,300 Land $61,400 Building $429,900	$491,300 Land $61,400 Building $429,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber.

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