2816 Silver Fox Cir, Duluth, MN 55811 Property Records

St. Louis County property record for 2816 Silver Fox Cir, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,542 sqft · built 2002
Lot Size	0.366 acres (15,965 sqft)
Owner	Individual Name on Record
Last Sale	$467,000 (Apr 2022)
Tax Bill	$6,738 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3754-00410`

Property Details

APN / Parcel Number

Primary APN	`010-3754-00410`
Alternative APN	`1128687`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,542 sqft Gross Area
1st Floor Area	1,288 sqft
Basement Area	1,011 sqft
Finished Basement	1,011 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	15,965 sqft (0.366 acres)
Garage Area	792 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	30 sqft
Deck Area	92 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1128687
Street Address	2816 SILVER FOX CIR
City	DULUTH
State	MN
Zip	55811-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0003 BLOCK:004 SERIAL #
Legal Subdivision	SECOND ADDITION
Legal Block	4
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2005
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2816 SILVER FOX CIR, DULUTH, MN 55811-5834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Dec 24, 2019	Warranty Deed, Transfer · Conventional with PMI AFFINITY PLUS FCU
Jun 15, 2018	Warranty Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Dec 24, 2019 · Amount on Record
Deed Document Number	20221055448
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 12, 2022
Property Address	2816 SILVER FOX CIR, DULUTH, MN 55811-5834
Document Number	0001055448
Instrument Date	Apr 8, 2022
Instrument	1055448
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,541.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2816 SILVER FOX CIR, DULUTH, MN 55811-5834

Mortgage

Document Number	0001055449
Date	Apr 12, 2022
Instrument	1055449

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 24, 2019
Property Address	2816 SILVER FOX CIR, DULUTH, MN 55811-5834
Document Number	00T1018897
Instrument Date	Dec 16, 2019
Instrument	T1018897
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,249.88
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 SILVER FOX CIR DULUTH MN 558115834, DULUTH, MN 55811-5834

Mortgage

Document Number	T1018898
Date	Dec 24, 2019
Instrument	T1018898

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 15, 2018
Property Address	2816 SILVER FOX CIR, DULUTH, MN 55811-5834
Document Number	000T999174
Instrument Date	Jun 11, 2018
Instrument	T999174
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	NATIONAL TITLE-DULUTH INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2816 SILVER FOX CIR DULUTH MN 558115834, DULUTH, MN 55811-5834

Mortgage

Document Number	T999175
Date	Jun 15, 2018
Instrument	T999175

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,738.00 (+8.4%) Homeowner's exemption
2025	$6,216.00 (-4.72%) Homeowner's exemption	$584,300 (+27.49%) Land $51,500 Building $532,800	$584,300 (+27.49%) Land $51,500 Building $532,800
2024	$6,524.00	$458,300 (+6.14%) Land $54,700 Building $403,600	$458,300 (+6.14%) Land $54,700 Building $403,600
2022		$431,800 Land $51,400 Building $380,400	$431,800 Land $51,400 Building $380,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber.

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