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2822 River Rd, Vernon, FL 32462 Property Records

Washington County property record for 2822 River Rd, Vernon, FL 32462

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,795 sqft · built 1991
Lot Size39 acres (1,698,840 sqft)
Owner2 Individual Names on Record
Last Sale$525,000 (Dec 2023)
Tax Bill$4,567 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN000055950001

Property Details

APN / Parcel Number

Primary APN000055950001
Alternative APNs
  • 00000000-00-5595-0001
  • 55950001

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,795 sqft Living Area
Gross Area3,653 sqft
1st Floor Area2,438 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,698,840 sqft (39 acres)
Garage TypeAttached
Garage Area322 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area360 sqft
Patio Area176 sqft
Shed1 Shed
Shed Area2,496 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2822 RIVER RD
CityVERNON
StateFL
Zip32462-3030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description16 3 16 39 ORB 1289 P 446 SW4 OF SW4 LESS THAT PART LYING S OF CR#284
Legal Range16W
Legal Township03S
Legal Section16
Legal Block1
Legal Lot Number1
JurisdictionWASHINGTON FL
Township / Civil DivisionCARYVILLE
Census Block Group3
Census Block3109
Census Tract970200

Owner

Source: Washington County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address55 PHEASANT WAY RD, SANTA ROSA BEACH, FL 32459-8486
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2023 · Amount on Record
Deed SaleDec 7, 2023 · Amount on Record
Prior SaleNov 1, 2001 · Amount on Record
Deed Document Number20238440
Deed Book / Page1289 / 446
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Recording DateJun 22, 2026
Property Address2822 RIVER RD, VERNON, FL 32462-3030
Document Number0000004777
Book / Page1374 / 663
Instrument DateJun 18, 2026
Instrument20264777
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address2501 S INDIAN RIVER DR, FORT PIERCE, FL 34950-5913

Mortgage

Document Number0000004777,
DateJun 22, 2026
Book Page1374/663
Instrument20264777
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,567.00 (+5.01%)$329,762 (+2.12%) Land $78,000 Building $251,762$329,762 (+2.12%) Land $78,000 Building $251,762
2024$4,349.00 (+59.3%)$322,923 Land $74,100 Building $248,823$322,923 Land $74,100 Building $248,823
2023$2,730.00 (+8.55%)
2022$2,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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