2822 E 250 N, Bluffton, IN 46714 Property Records

Wells County property record for 2822 E 250 N, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,517 sqft · built 1995
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$220,780 (Apr 2023)
Tax Bill	$1,859 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`90-05-21-501-081.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-21-501-081.000-010`
Alternative APNs	`00001577370` `0050386700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,517 sqft Living Area
1st Floor Area	1,517 sqft
Basement Area	1,517 sqft
Unfinished Basement	1,517 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	180 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00001577370
Street Address	2822 E 250 N
City	BLUFFTON
State	IN
Zip	46714-9267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH OAKS 81 0.62A
Legal Subdivision	NORTH OAKS
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1014
Census Tract	40400

Owner

Source: Wells County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2101 BAYSIDE CT, FORT WAYNE, IN 46804-7346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Feb 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage FORT FINANCIAL FCU
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Apr 4, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Sep 29, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
May 14, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2023 · Amount on Record
Deed Sale	Apr 4, 2023 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	20231044
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Jul 15, 2026
Property Address	2822 E 250 N, BLUFFTON, IN 46714-9267
Document Number	0000002558
Instrument Date	Jul 13, 2026
Instrument	20262558
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 E 250 N, BLUFFTON, IN 46714-9267

Mortgage

Document Number	0000002559,
Date	Jul 15, 2026
Instrument	20262559

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2822 E 250 N, BLUFFTON, IN 46714-9267
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020240419
Date	Feb 2, 2024
Instrument	20240419

Lender

Name	FORT FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2822 E 250 N, BLUFFTON, IN 46714-9267
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191867
Date	Jun 11, 2019
Instrument	20191867

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Apr 4, 2023
Property Address	2822 E 250 N, BLUFFTON, IN 46714-9267
Document Number	0020231044
Instrument Date	Apr 4, 2023
Instrument	20231044
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 E 250 N, BLUFFTON, IN 46714-9267

Mortgage

Document Number	0020231045
Date	Apr 4, 2023
Instrument	20231045

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Sep 29, 2020
Property Address	2822 E 250 N, BLUFFTON, IN 46714-9267
Document Number	0020204234
Instrument Date	Sep 25, 2020
Instrument	20204234
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 E 250 N, BLUFFTON, IN 46714-9267

Mortgage

Document Number	0020204235
Date	Sep 29, 2020
Instrument	20204235

Lender

Name	ACADEMY MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLS IN
Recording Date	May 14, 2019
Property Address	2822 E 250 N, BLUFFTON, IN 46714-9267
Document Number	0020191503
Instrument Date	May 1, 2019
Instrument	20191503
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 E 250 N, BLUFFTON, IN 46714-9267

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,859.00 (+4.26%) Homeowner's exemption	$291,400 (+16.28%) Land $49,300 Building $242,100	$291,400 (+16.28%) Land $49,300 Building $242,100
2024	$1,783.00 (+26.45%)
2023		$250,600 (+3.47%) Land $36,800 Building $213,800	$250,600 (+3.47%) Land $36,800 Building $213,800
2022	$1,410.00	$242,200 Land $36,800 Building $205,400	$242,200 Land $36,800 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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