2822 Ashland Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2822 Ashland Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,505 sqft
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$127,500 (Oct 2005)
Tax Bill$2,048 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN056-11-07-065.00

Property Details

APN / Parcel Number

Primary APN056-11-07-065.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,505 sqft Finished Area
Gross Area1,834 sqft

Exterior

Exterior MaterialBrick
Foundation TypeConcrete
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions140 ft deep x 40 ft wide
Garage TypeDetached
Garage Area253 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2822 ASHLAND AVE
CityCOVINGTON
StateKY
Zip41015-1015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHENRY FELTMAN LOT 21
Legal SubdivisionFELTMAN HENRY
Legal Lot Number21
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2005
Census Tract61400

Owner

2822 Ashland Ave is owned and occupied by two individuals who bought it in October 2005.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2822 ASHLAND AVE, COVINGTON, KY 41015-1015
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2005 · Amount on File
Deed SaleOct 4, 2005 · Amount on File
Deed Document Number200510 04 059 00118
Deed Book / Page2773 / 271
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2822 ASHLAND AVE, COVINGTON, KY 41015-1015
Transaction TypeMortgage
Record UpdatedMay 5, 2022
Title CompanySERVICELINK CRS, SERVICELINK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900034
DateApr 20, 2022
Book Page362/599
Instrument22042005900034
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2822 Ashland Ave was $2,048.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$154,600 (-) Land $10,000 Building $144,600$154,600 (-) Land $10,000 Building $144,600
2025$2,048.00$154,600 Land $5,000 Building $149,600$154,600 Land $5,000 Building $149,600
2023$2,059.00$154,600 Land $5,000 Building $149,600$154,600 Land $5,000 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2822 Ashland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2822 Ashland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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